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Annuity General TV commercial - Do You Own an Annuity?: Annuity Dos and Donts
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What the Annuity General TV commercial - Do You Own an Annuity?: Annuity Dos and Donts is about.

Annuity General TV commercial - Do You Own an Annuity?: Annuity Dos and Donts

Title: Annuity General TV Spot - 'Do You Own an Annuity?: Annuity Do's and Don'ts'

"Are you considering investing in an annuity? Or perhaps you're already a proud owner? At Annuity General, we believe in empowering our customers with knowledge and guiding them through the ins and outs of annuities."

[Cut to a split-screen shot, showing two individuals, one representing a "Do" scenario and the other representing a "Don't" scenario.]

Spokesperson: "Let's start with the Do's and Don'ts of Annuity ownership."

[The "Do" scenario shows a middle-aged couple happily enjoying their retirement, traveling the world and pursuing their passions.]

Spokesperson: "Do consider an annuity if you're looking for a reliable stream of income during your retirement years. An annuity can provide you with financial security and peace of mind."

[Cut to the "Don't" scenario, showing an individual looking worried and stressed, surrounded by piles of bills.]

Spokesperson: "On the other hand, don't rush into an annuity without understanding the terms and conditions. It's important to assess your financial situation and consult a trusted financial advisor before making any investment decisions."

[Cut back to the spokesperson]

Spokesperson: "At Annuity General, we're committed to helping you make informed choices. We've partnered with leading annuity providers to offer a range of options tailored to your specific needs and goals."

[The spokesperson holds up a brochure, showcasing the various annuity options available.]

Spokesperson: "With our expertise and personalized approach, we can help you navigate the complexities of annuities and find the one that suits you best. Whether you're seeking immediate income, long-term growth, or a combination of both – Annuity General has you covered."

[Cut to a montage of satisfied customers sharing their positive experiences with Annuity General's services.]

Customer 1: "Thanks to Annuity General, I can enjoy my retirement without worrying about my finances."

Customer 2: "They walked me through the process and found an annuity that aligned perfectly with my goals."

[Cut back to the spokesperson]

Spokesperson: "So, if you own an annuity or are considering one, remember to

Annuity General TV commercial - Do You Own an Annuity?: Annuity Dos and Donts produced for Annuity General was first shown on television on August 25, 2020.

Frequently Asked Questions about annuity general tv spot, 'do you own an annuity?: annuity do's and don'ts'

Annuity Do's and Don'ts for Retirement Planning

  • Don't: Consider a variable annuity.
  • Do: Eliminate volatility.
  • Do: Educate yourself on the difference between variable, fixed, and fixed indexed annuities.
  • Don't: Assume CDs or Money Markets are the only safe place for retirement funds.
  • Do: Make a game plan.

Annuities are considered poor investments for many reasons. Depending on the annuity, these include a variety of high fees, little to no interest earned, inability to keep up with inflation, and limited liquidity.

Financial advisors recommend starting annuity payments between the ages of 70 and 75. Immediate annuities: These annuities make more sense to purchase when you are near or at retirement because the payout usually starts right away. Single premium immediate annuities begin payout as soon as purchase is made.

Are Annuities A Good Investment? The answer depends on your particular circumstances. They are a good choice for those who: Want a guaranteed rate of return that is higher than that offered by a bank CD.

Annuities are safe investments, provided you work with a reputable insurance company. As long as you're confident in the financial soundness of the insurance company selling you the investment, you are guaranteed to get at least your principal back, depending on the type of annuity you purchase.

An income annuity is not an investment that provides you with a rate of return over a fixed period of time, like a CD. Rather, it's an income product that provides you with fixed monthly income that is guaranteed for life, no matter how the markets perform. The total payout you receive will be based how long you live.

So, the question is, do rich people buy annuities? Yes, some do, and some don't. It comes down to if they want to transfer risk.

Financial planners don't like them for the fees involved "You're paying a financial advisor their fees on the annuities, and you're also paying an actuary fee for them to do basically those time value of money calculations and life expectancy calculations.

Key Points. Annuities can offer guaranteed income in retirement, but there are pros and cons. Pros include guaranteed income, customization, and tax-deferred growth. Cons include complexity, high fees, and less access to your money if you need it early.

between 70 and 75 Most financial advisors will tell you that the best age for starting an income annuity is between 70 and 75, which allows for the maximum payout. However, only you can decide when it's time for a secure, guaranteed stream of income. Insurance Information Institute.

You should not buy an annuity if Social Security or pension benefits cover all of your regular expenses, you're in below average health, or you are seeking high risk in your investments.

The 10 Best Fixed Annuity Rates of October 2023

Issuer and AnnuityAnnual Rate
EquiTrust Certainty Select5.4%
SILAC Secure Savings Elite 5-year5.35%
Brighthouse Fixed Rate Annuity MVA5.0%
Reliance Standard Eleos MVA4.75%

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