With more than a century of business know-how to our name, Amica is the oldest mutual insurer of automobiles in the country. We also offer home, marine, personal umbrella liability and life insurance products. Our employees are the key to providing exceptional service to our loyal policyholders.

Overview. Established: 1907 – Amica is the oldest mutual insurer of automobiles in the United States. Company Profile: Amica is a direct writer of personal insurance with auto, homeowners, personal excess liability and marine coverages.

Because of Amica's high J.D. Power auto claims satisfaction score and low average amount of customer complaints with the National Association of Insurance Commissioners, Amica could be a great choice for drivers looking for top-notch customer service.

Empathy is our best policy Empathy is our best policy.

Key Takeaways. An insurance company owned by its policyholders is a mutual insurance company. A mutual insurance company provides insurance coverage to its members and policyholders at or near cost. Any profits from premiums and investments are distributed to its members via dividends or a reduction in premiums.

A mutual insurance company is one that is owned by its policyholders, not by outside investors. This makes it different from a stock insurance company, which is owned by shareholders and traded publicly. Both kinds of companies are in the business of selling insurance.

If you have separated from your partner and have an amicable relationship, you may be able to use amica to reach an agreement about parenting arrangements and property settlement. amica is a secure online tool which helps separating couples resolve their disputes and record agreements in writing.

Amica is a global manufacturer of household appliances headquartered in Wronki, in western-central Poland. The company produces refrigerators, washing machines and dishwashers, vacuum cleaners, microwave ovens, electric stoves, kettles for the kitchen under the brands Hansa, CDA, Gram.

Insurance plans are beneficial to anyone looking to protect their family, assets/property and themselves from financial risk/losses: Insurance plans will help you pay for medical emergencies, hospitalisation, contraction of any illnesses and treatment, and medical care required in the future.

We are recognised as the most trusted household appliance brand in Europe, and are certified by the ISO for our quality.

Amica's Mission Statement "Our mission is to create peace of mind and build enduring relationships."

The Benefits of a Mutual Insurance Company You'll receive dividends. Mutual insurance companies try to pay out dividends each year to policyholders. You may be able to use them to purchase additional coverage if you have a whole life insurance policy.