Bank of America offers credit cards featuring benefits from travel and cash back to an exceptional suite of services and experiences, all curated to complement your lifestyle. As a Private Bank client, you will earn 75% more points on every purchase, if you're enrolled in Bank of America's Preferred Rewards program.

Bank of America TV Spot, 'Can't Stop Banking' Song by Spandau Ballet.

WalletHub's Take: The Bank of America® Premium Rewards® credit card is a great option for people with excellent credit who spend at least $1,334 per month and like to travel as well as dine out. And it's especially attractive for people with a Bank of America checking or savings account or a Merrill investment account.

As long as you meet the credit score requirement and a few other requirements, it's not hard to get a Bank of America credit card. As with all credit cards, you'll need to have a steady income and be at least 18 years old. You'll also need to have an SSN or ITIN.

Earn cash back on all your purchases with a cash rewards credit card from Bank of America®. Earn cash back on everyday purchases, including grocery store and gas purchases. Plus, some cash back credit cards give you the option to help support a special cause in addition to earning cash back for every purchase.

Debit cards allow you to spend money by drawing on funds you have deposited at the bank. Credit cards allow you to borrow money from the card issuer up to a certain limit to purchase items or withdraw cash. You probably have at least one credit card and one debit card in your wallet.

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A jingle is a short song or tune used in advertising and for other commercial uses. Jingles are a form of sound branding. A jingle contains one or more hooks and meanings that explicitly promote the product or service being advertised, usually through the use of one or more advertising slogans.

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.

You need enough income to afford monthly bill payments on a Bank of America credit card. Bank of America does not disclose specific minimum income requirements for its credit cards, but the higher your income is, the more likely you are to be approved.

Your Bank of America credit card approval odds are high if you have a credit score of 750 or higher in most cases. This means Bank of America credit cards usually require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your approval odds.

What is a digital debit card? A digital debit card is a temporary solution you can request through the Bank of America Mobile Banking app while you're waiting for a new or replacement debit card to arrive in the mail. It can be used to make ATM transactions and purchases in stores or online.