What the Final Expense Network TV commercial - Funeral Costs is about.
The Final Expense Network is a service that helps people plan for the inevitable costs associated with funerals and other end-of-life expenses. In their latest TV spot, entitled 'Funeral Costs,' they emphasize the importance of being prepared for these costs, which can often be unexpected and hard to manage.
The spot opens with a scene of a grieving family standing in front of a headstone. The camera then zooms in on the headstone, which bears the name and dates of the deceased, as well as the message "forever in our hearts." The voiceover then begins, stating that "While we can never truly prepare for the loss of a loved one, we can prepare for the financial burden that comes with it."
The camera then shows a series of tight shots of funeral expenses, including flowers, caskets, and burial plots. The voiceover explains that these costs can add up quickly, leaving many families scrambling to come up with the funds to cover them. The Final Expense Network, however, offers a solution to this problem, providing clients with the resources and guidance they need to plan ahead and be prepared for these expenses.
The final shot shows the same family from the beginning of the spot, this time standing in front of a beautiful flower arrangement and a simple wooden urn. The voiceover concludes by encouraging viewers to take control of their financial future and contact the Final Expense Network to learn more about their services.
Overall, this TV spot is an effective and emotionally resonant advertisement for the Final Expense Network, emphasizing the importance of being prepared for the unexpected costs associated with end-of-life expenses. It's a reminder that, while we can't avoid the pain of losing a loved one, we can ensure that the financial burden doesn't also add to our grief.
Final Expense Network TV commercial - Funeral Costs produced for
Final Expense Network
was first shown on television on November 12, 2019.
Frequently Asked Questions about final expense network tv spot, 'funeral costs'
The average cost of a funeral has increased. Expect to need $8,000 to $10,000 or more. Making a plan now to cover these end-of-life costs and protect your family can give you significant peace of mind.
But on average, premiums for final expense insurance range from $30 to $70 per month, according to Lincoln Heritage Funeral Advantage.
A final expense policy can offer peace of mind and ease the financial burden on your family while they're grieving. And since it usually doesn't require a medical exam, it's a good option if you have a pre-existing condition that prevents you from getting a traditional term or whole life policy.
The Best Burial Insurance Companies of 2023
| Eligible Ages | Waiting Period |
---|
Transamerica: Immediate Solution | 18+ | None |
Foresters Financial: PlanRight Whole Life Insurance | 50-85 | Dependent On Final Approved Plan |
Colonial Penn: Permanent Whole Life Insurance | 40-75 | None |
Fidelity Life: RAPIDecision Final Expense | 50-85 | None |
casket
A casket often is the single most expensive item you'll buy if you plan a "traditional" full-service funeral. Caskets vary widely in style and price and are sold primarily for their visual appeal.
Since it's a whole life policy, final expense insurance builds cash value over time. It grows tax-deferred, and you can access it while still alive. You can borrow against it or use the cash value to pay premiums instead of paying them out-of-pocket.
A $10,000 whole life policy typically costs $50-$100 per month. Understand that the cost of final expense whole life insurance depends on your exact age, health, tobacco habits (if any), gender, and state of residence.
AARP is the best life insurance company offering the best final expense and burial policies overall, followed by Mutual of Omaha, Globe Life, State Farm, and Transamerica.
Final expense insurance
Pros: A medical exam isn't typically required, making it more accessible to seniors with pre-existing health conditions. Cons: Coverage is capped at low amounts and typically isn't available to applicants younger than 45 or 50. Most policies also have a waiting period.
Mutual of Omaha
Cheapest Final Expense Insurance Companies
Mutual of Omaha offers the most affordable guaranteed acceptance policies. Their policies' premiums can range from $32 to $160 each month.
The best burial insurance in October 2023
Insurer | Age eligibility |
---|
AARP/New York Life | Issue age: 50 to 80 (50 to 75 in NY). |
American Family | Issue age: 50 to 80. |
Ethos | Issue age: 66 to 85. |
Mutual of Omaha | Issue age: 45 to 85 (50 to 75 in NY). |
A low-cost funeral option for many families is either a direct burial or cremation. These options mean that the deceased is buried or cremated immediately, with no embalming. Because of the nature of these funerals, no visitation is possible.