Is CreditRepair.com legit? CreditRepair.com is a legitimate company that offers credit repair services to consumers. It is upfront with what it can and cannot do to fix your credit situation and makes no guarantee. Since the company started in 2012, it has had over 955,000 customers.

If you no longer need credit repair, you can call 1-800-232-6499 to cancel your service at any time. Keep in mind, we also offer credit care products that can help you monitor and protect your credit moving forward.

Where is CreditRepair 's headquarters? CreditRepair is located in Salt Lake City, Utah, United States .

Credit repair merchants often struggle to obtain merchant accounts with traditional banks and credit card processors. This is because credit repair is deemed a high-risk industry.

How to remove negative items from your credit report yourself

1. Get a free copy of your credit report.
2. File a dispute with the credit reporting agency.
3. File a dispute directly with the creditor.
4. Review the claim results.
5. Hire a credit repair service.
6. Send a request for “goodwill deletion”
7. Work with a credit counseling agency.

Stopping a card payment You can tell the card issuer by phone, email or letter. Your card issuer has no right to insist that you ask the company taking the payment first. They have to stop the payments if you ask them to. If you ask to stop a payment, the card issuer should investigate each case on its own merit.

Credit Karma is a San Francisco-based fintech company founded in 2014. The company's leadership includes CEO Kenneth Li, CTO Ryan Graciano, and chief revenue officer Nichole Mustard. It offers free access to TransUnion and Equifax credit data as well as offering tax preparation assistance, and other services.

CreditRepair.com is owned by Progexion. CreditRepair.com offers free online credit consultations. The company is based in West Valley City, Utah.

Depending on your specific situation, credit repair services can help. For example, if you have any errors on your credit report that are negatively impacting your score, a credit repair company may be able to help you identify and remove this information.

Credit repair has always been important. Mortgage, auto and personal lenders have long relied on your three-digit credit scores to determine if you are creditworthy enough to qualify for a loan. Lenders also rely on your credit scores to determine how much interest you'll pay on these loans.

If the credit card is the only account from that bank, you can delete the account. This will also delete all its historical info and transactions. If you'd like to keep the card's transaction history or if the card is connected to a bank with multiple cards or accounts, you can mark it as inactive or hide it.

How to Close Credit Card

1. Provide your 10 digits registered Mobile No.
2. Input the OTP received.
3. Selection of Credit Card which you would like to close. Not registered for MyCards – Enter last 4 digit of the Credit Card.
4. Select the closure reason.
5. Authenticate with OTP.
6. Your Credit Card Closure request successfully submitted.