Chime lets members get paid early with early direct deposit. Just set up direct deposit for your Chime Checking Account. As soon as your paycheck comes through, Chime will make the money available in your account. This is often up to two days earlier1 than it is at some traditional banks.

Early access to your direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.

Early direct deposit services can allow customers to receive their direct deposits, such as their paycheck, up to two business days early. Banks do this by providing funds as soon as the payor, such as your employer, provides the deposit information, rather than waiting for the actual funds to clear.

Is there a way to get paycheck early? Yes, there are ways to get your paycheck early. Some banks and financial apps like Chime, Cash App, and Dave offer early direct deposit features that allow you to receive your paycheck up to two days before your scheduled payment date. How do you get your paycheck 2 days early?

Employers generally submit payroll information to banks up to two days before funds arrive. Since banks know the money is on its way, they can push income to your account early.

Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Like other fintech companies and banks that offer early direct deposit, Chime lets you get paid up to two days early with direct deposit. However, a standout feature is SpotMe®, which is a fee-free service where Chime covers overdrafts within your personal limit, up to $200, without a fee.

Chime early direct deposit timing We generally make paycheck funds available the day we receive them from your employer, which can be up to two days before your scheduled payment date.

With Early Pay, you can better manage your cash flow and: Pay bills on time. Deal with unexpected expenses. Avoid using credit cards or payday loans because you ran out of cash.

Like other fintech companies and banks that offer early direct deposit, Chime lets you get paid up to two days early with direct deposit. However, a standout feature is SpotMe®, which is a fee-free service where Chime covers overdrafts within your personal limit, up to $200, without a fee.

As a general rule of thumb, direct deposits with Chime will be in your Chime account by 9:00 a.m. EST on your typical payday. However, this is the latest you will get your direct deposit with Chime, and often it will come at an earlier time.

Bank accounts with early direct deposits

• Capital One 360 Checking.
• Axos Bank Essential Checking.
• Ando Spending.
• Chime Checking Account.