What the Chime TV commercial - Fee-Free ATMs is about.
The Chime TV Spot titled 'Fee-Free ATMs' showcases the benefits of Chime's mobile banking app. The ad starts with a man standing in front of an ATM machine, about to withdraw cash. Suddenly, a loud voice interrupts him, notifying him about the hefty ATM withdrawal fees that he would have to pay. The man hesitates, but then decides to give it a try anyway, only to be charged a fee by the machine.
The ad then transitions to a more relaxed setting, with a woman lounging on a couch and checking her phone. The narrator praises Chime’s mobile banking app for providing access to a vast network of fee-free ATMs. The app even provides a map to show the user the nearest ATM, highlighting the potential cost savings when using Chime over traditional banking methods.
The commercial finishes with the tagline "Say goodbye to ridiculous banking fees", emphasizing Chime's commitment to helping consumers save money on banking fees and related charges.
Overall, the Chime TV Spot is an effective way of showcasing the benefits of a mobile banking app, especially regarding the reliability of fee-free transactions. The commercial conveys a positive message about Chime’s customer-centric approach to mobile banking, and it should resonate well with the target audience of younger, tech-savvy users who are looking for alternative banking solutions that save them money.
Chime TV commercial - Fee-Free ATMs produced for
Chime
was first shown on television on November 21, 2022.
Frequently Asked Questions about chime tv spot, 'fee-free atms'
Access your money when you need it with fee-free ATMs1 at stores like Walgreens®, 7-Eleven®, Target®, Circle K, and CVS Pharmacy®.
Where can I withdraw cash?
- ATMs: You can withdraw up to $515 per day at any ATM. There is a $2.50 fee every time you make a withdrawal from an out-of-network ATM.
- Banks and credit unions: You can request a cash withdrawal by going into a bank or credit union and presenting your Chime Visa Debit Card to the teller.
Yes, you can use any ATM, even the ones not owned by your bank, to withdraw money and check your balance. However, the ATM operator or bank that owns the ATM may charge you an ATM fee.
Chime partners with two banks, The Bancorp Bank, N.A. and Stride Bank, to support your account and create an improved member experience. Your Chime account is specifically tied to one of these banks.
Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app. Chime does not charge a fee for international transactions, but there is $2.50 fee for international ATM withdrawals.
- Use Only In-Network ATMs. Traditional banks, online banks and credit unions typically provide a network of ATMs that customers can use without ATM fees.
- Choose a Bank Account That Reimburses Out-of-Network ATM Fees.
- Get Cash Back at a Store.
Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app.
The Best Banks for Avoiding ATM Fees
- LendingClub Bank: Best online bank for avoiding domestic ATM fees.
- Connexus Credit Union: Best credit union for avoiding domestic ATM fees.
- Chase: Best national bank for avoiding domestic ATM fees.
- Charles Schwab: Best institution for avoiding international ATM fees.
All Members can withdraw $500 per day at over 60k+ fee-free ATMs and up to $2,500 per day at cash back locations such as Walmart.
When traveling internationally, you can use your card in most countries where Visa is accepted as long as you enable international transactions. Chime doesn't charge foreign transaction fees.
Many banks allow you to make transfers to Chime from their website. If you have an external bank that offers this service: Log in to the other bank's website. Add your Chime Checking Account using the routing and account numbers that you use for direct deposit.
You can use your Chime Debit Card anywhere Visa cards are accepted, including outside the U.S. and with no foreign transaction fees! International transactions can be enabled or disabled in the settings menu found in the Chime mobile banking app.
