You can pay Netspend fees as you go at a rate of $1.95 per purchase or opt for a monthly plan, which costs $9.95 per month. If you qualify for a Netspend Premier card, the monthly plan cost is reduced to $5. All customers pay a $2.95 fee for ATM use.

Netspend® All‑Access® Account1 Reinventing mobile banking

• Activate your Debit Card.
• Banking services provided by Pathward, N.A., Member FDIC.
• Get paid up to 2 days faster2 with Direct Deposit, earn cash back offers3, and add an optional High Yield Savings Account.

The Netspend All-Access Account by MetaBank® is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

There are a few options if you want to withdraw large amounts from your Netspend card. One option is to do ATM withdrawals. However, you are limited to $940 of ATM withdrawals per day and $325 per withdrawal, so that's not a good option.

You can avoid ATM fees if you select "DEBIT" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. No fee. Per load. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location.

The Savings Account linked with your All-Access Account is made available to Accountholders through Pathward and Republic Bank & Trust Company; Members FDIC. Funds on deposit are FDIC insured through Pathward and Republic Bank & Trust Company.

Netspend lets cardholders overdraw their accounts, but only if they have previously enrolled in its overdraft protection service. Otherwise, Netspend does not allow you to go over the amount authorized on your card.

Netspend has a network of over 130,000 fee-free ATMs across the United States. You can find a Netspend ATM near you by using the Netspend ATM Locator. You may also be able to withdraw money from an out-of-network ATM, but there may be a fee. Transfer it to a bank account.

With Netspend®, you get a convenient way to manage your money on a prepaid card that is packed with features. Signing up is simple, because there's: No credit check[1] No activation fee[2]

Netspend lets cardholders overdraw their accounts, but only if they have previously enrolled in its overdraft protection service. Otherwise, Netspend does not allow you to go over the amount authorized on your card.

MoneyPass is a network of over 43,000 fee-free ATMs across the United States. You can use your Netspend card at any MoneyPass ATM without paying a fee. Get cash back when you make a purchase. Many retailers offer cash back when you make a purchase with your debit card.

Netspend lets cardholders overdraw their accounts, but only if they have previously enrolled in its overdraft protection service. Otherwise, Netspend does not allow you to go over the amount authorized on your card.