Legitimate credit repair companies can help you remove inaccurate information from your credit report, which may be damaging your credit score. However, they can't do anything for you that you couldn't do on your own - and for free.

Compare the Best Credit Repair Companies

Credit repair is the act of restoring or correcting a poor credit score. Credit repair can also involve paying a company to contact the credit bureau and point out anything on your report that is incorrect or untrue, then asking for it to be removed.

This is why it's one of our best credit repair companies of 2023. The company also has multiple plans to choose from to make credit repair more affordable for you. CreditRepair.com may also be right for you if you don't have the time to undertake the complex task of repairing your credit yourself.

Credit repair has always been important. Mortgage, auto and personal lenders have long relied on your three-digit credit scores to determine if you are creditworthy enough to qualify for a loan. Lenders also rely on your credit scores to determine how much interest you'll pay on these loans.

between 690 to 719 Generally speaking, scores between 690 to 719 are considered good in the commonly used 300-850 credit score range. Scores 720 and above are considered excellent, while scores 630 to 689 are considered fair. Scores below 630 fall into the bad credit range.

Here are the VantageScore credit ranges:

• Excellent: 781 to 850.
• Good: 661 to 780.
• Fair: 601 to 660.
• Poor: 500 to 600.
• Very poor: 300 to 499.

4 tips to boost your credit score fast

1. Pay down your revolving credit balances. If you have the funds to pay more than your minimum payment each month, you should do so.
2. Increase your credit limit.
3. Check your credit report for errors.
4. Ask to have negative entries that are paid off removed from your credit report.

How to Repair Your Credit in 11 Steps

1. Check Your Credit Report.
2. Dispute Credit Report Errors.
3. Bring Past-Due Accounts Current.
4. Set Up Autopay.
5. Maintain a Low Credit Utilization Rate.
6. Pay Off Debt.
7. Avoid Applying for New Credit.
8. Keep Unused Credit Accounts Open.

about three to six months Creditors have no obligation to remove accurate information from your credit report or to negotiate at all. Policies and procedures vary by creditor but will usually include back-and-forth letters to get everything in writing. On average, credit repair takes about three to six months.

Progexion CreditRepair.com was launched in 2012. Based in West Valley City, Utah, It's owned by Progexion, a company that also owns Lexington Law and Credit.com.

The most commonly used credit scoring models have a range of 300-850. It is not possible to get a score of 900. Older models of the FICO® and VantageScore® went up to 900, and there are other specialized scores that have different ranges going up to 900.