While it may not be one of the nation's largest insurers, the company is mighty when it comes to customer service, boasting high satisfaction ratings and few complaints. Amica is rated No. 7 on NerdWallet's 2023 list of Best Car Insurance Companies.

Overview. Established: 1907 – Amica is the oldest mutual insurer of automobiles in the United States. Company Profile: Amica is a direct writer of personal insurance with auto, homeowners, personal excess liability and marine coverages.

Visit jdpower.com/awards for more details. Amica earns “Highest in Customer Satisfaction With the Auto Insurance Claims Experience” in the J.D. Power 2022 U.S. Auto Claims Satisfaction Study℠. Amica Mutual received the highest score in the J.D. Power 2022 U.S.

Amica is a mutual insurance company, meaning it is owned entirely by its policyholders. Amica policyholders get coverage without a large markup for profits, and they share in the earnings from investments and premiums by receiving dividends. Amica is the oldest mutual insurer of cars in the United States.

Geico is generally cheaper for high-risk drivers However, those with one at-fault accident on their record may find Amica lower than Geico (although your rates may vary, depending on your other factors). It's important to mention that not all insurance companies will offer a policy to those with a DUI on their record.

Amica is so expensive because of agent commissions and rising costs overall for insurance companies.

Max Life Insurance has the highest claim settlement ratio in terms of the number of claims with 99.34 per cent for the year 2021-22. With a 99.09 per cent death settlement ratio, Exide Life insurance and Bharti Axa Life Insurance bagged the second position.

Amica auto insurance quotes Auto insurance quotes from Amica are much more expensive than other national insurance companies. A minimum-coverage policy from Amica costs around $92 per month, which is 41% more expensive than average. Full-coverage car insurance from Amica is also very pricey at $208 per month.

State Farm is the cheapest car insurance company overall, with an average rate of $37 a month for minimum coverage.

Geico is generally cheaper for high-risk drivers However, those with one at-fault accident on their record may find Amica lower than Geico (although your rates may vary, depending on your other factors). It's important to mention that not all insurance companies will offer a policy to those with a DUI on their record.

On average, Michigan and Connecticut are the most expensive states for both liability and full coverage. Our research on average rates found that Dodge tends to be the automaker with the most expensive coverage and that the Dodge Charger has the most expensive car insurance of any model.

Tips for Negotiating With an Insurance Claims Adjuster

1. Come well-prepared with supporting evidence. Records and documentation are critical components of the process.
2. Calculate a full settlement amount.
3. Know your bottom line.
4. Beware of the first offer.
5. Get the settlement offer in writing.
6. Read the fine print.