Credit Karma is always free. Credit Karma won't ask you for your credit card number during the registration process or at any other time. We don't ever sell your information. We do get paid through our partners if you get a product through one of our recommendations.

It's always free. Period. We'll help with your first step, next step and every other step along your financial journey. Check your credit without ever having to worry about it hurting your scores.

It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

The first thing we do is give you free access to your credit scores, reports and monitoring. Once you know where you stand, we help you figure out your next move. Maybe you need to dispute an error on your credit report. We could help with that.

A Credit Karma Money™ Spend account is 100% free to open, with no minimum balance requirements to open. Plus, there are no inactivity fees. No annual fees. And no monthly maintenance fees.

All of Credit Karma's services are free to consumers. Revenue from targeted advertisements for financial products offsets the costs of its free products and services. Credit Karma earns revenue from lenders, who pay the company when Credit Karma successfully recommends customers to the lenders.

Credit Karma features at a glance Prices as of 4/19/2023. Credit Karma's services are free to consumers. It makes money by showing users personalized recommendations for financial products like credit cards or car loans.

March 2008 Credit Karma launches a beta program in March 2008, offering free credit scores and access to personalized offers to consumers for the first time.

For your security, Credit Karma is currently not available abroad on mobile web or app, and it is unavailable in some countries on desktop web. You can only access your account via the Credit Karma app and mobile web while in Canada and the U.S., including Puerto Rico.

For your security, Credit Karma is currently not available abroad on mobile web or app, and it is unavailable in some countries on desktop web. You can only access your account via the Credit Karma app and mobile web while in Canada and the U.S., including Puerto Rico.

The Bottom Line. Credit Karma offers daily credit scores, reports, and thorough financial insights. It's good at helping you understand your credit and financial product options, but it's weighed down by excessive promotions.

Additionally, if you use your card to transact in foreign currencies, you will be charged a 1.00% fee of the total purchase by Visa for each transaction. This Visa International Card Fee is charged by Visa and not by us.