The United Services Automobile Association (USAA) is an American financial services company providing insurance and banking products exclusively to members of the military, veterans, and their families.

USAA requires it's members to be active, retired or honorably separated officers of the US military. If you're not directly affiliated with the military, you can qualify if you're a spouse, parent (step-parent, or legal guardian) or parent-in-law.

USAA sells car insurance exclusively to members of the military community, but drivers who don't qualify for USAA might try Geico or State Farm.

USAA Federal Savings Bank, an equal housing lender, and USAA Savings Bank are FDIC Insured. Quicken® is a registered trademark of Intuit, Inc. Microsoft® Money is a registered trademark of Microsoft Corporation.

Compared to other large insurers, USAA's average annual full coverage rates are cheaper than other companies. However, USAA sells policies only to active and former military members and their families.

Any U.S. citizen or permanent resident can apply for USAA Life Insurance.

Unlike other financial services companies, USAA is membership-based and has eligibility criteria that must be met in order to participate. USAA's major offerings include: Insurance Products – Auto insurance, homeowner's insurance, life insurance, renter's insurance, and more.

USAA, the insurance and financial services giant, fell nearly 40 spots on the Global Fortune 500 list for 2023 while San Antonio-based oil and gas company, Valero, saw its ranking rise. USAA is now ranked at No. 417, which is 38 levels from its ranking this past year.

USAA Federal Savings Bank admitted last year that it had “willfully failed” to live up to those obligations. The bank paid $140 million in civil fines to two federal regulators - the Financial Crimes Enforcement Network and the Comptroller of the Currency - and promised to get its house in order.

The San Antonio-based company is one of the cheapest options for car insurance, which makes it a good choice for drivers who qualify. USAA has grown to become the fifth-largest car insurance company in the U.S., according to the National Association of Insurance Commissioners (NAIC).

Bottom line. With its low car insurance premiums, breadth of additional financial products, and high customer satisfaction ratings, USAA offers a compelling proposition to its target customer: active and retired members of the U.S. military and their close families.

A USAA debit card lets you make purchases and conduct transactions worldwide with all merchants who accept Visa. Your debit card is primarily associated with the money available in your checking account. A USAA ATM card is primarily linked to a savings account and cannot be used to make purchases with a merchant.

Can I use my USAA ATM or debit card to get cash internationally? Yes. A 1% foreign transactions fee may apply.

• Claims.
• Roadside Assistance.
• Auto ID Card.
• Auto and Property Insurance Bill.
• Life Insurance and Other Bills.
• Manage Insurance.

USAA achieves these impressive statistics by creating a culture of customer experience throughout the organization, which always ensures it's at the forefront of their customers' thinking. USAA encourages its staff, at all levels, to innovate and submit any ideas which could improve the customer experience.

Our Operating Companies We're among the leading providers of insurance, banking, investment and retirement solutions to members of the U.S. military, veterans who have honorably served and their families.