What is PNC Financial Services Virtual Wallet?
PNC Financial Services Virtual Wallet is an online banking solution that provides customers with a unique way to manage their money. It offers a comprehensive suite of digital tools, including budgeting features, account integration, and mobile banking. With Virtual Wallet, PNC has created a system that allows people to manage their finances with ease and convenience.
The Virtual Wallet consists of three accounts - Spend, Reserve, and Growth. The Spend account is used for everyday expenses and has a debit card linked to it, while the Reserve account is for short-term savings like emergency funds. The Growth account is for long-term savings, such as retirement funds or a down payment for a house.
One of the key features of Virtual Wallet is the Calendar, which helps users visualize their monthly cash flow. It shows how much money they have available for spending, bills, and savings for each day of the month. This feature helps users plan their spending and make informed financial decisions.
Another unique feature of Virtual Wallet is the Money Bar, which shows a visual representation of the user's total available balance. The bar is divided into Spend, Reserve, and Growth sections, providing a quick overview of where the money is allocated.
The mobile app for Virtual Wallet is designed to give users complete control over their finances. The app allows users to deposit checks, pay bills, transfer money between accounts, and set budgeting goals on the go. Customers can also enable push notifications to receive alerts about their account activity.
Overall, Virtual Wallet is a smart banking solution that offers a unique and intuitive way to manage personal finances. It provides users with the tools they need to stay on top of their money and make informed financial decisions. PNC has taken a bold step with its Virtual Wallet offering, providing a solution that is both functional and visually appealing.
Frequently Asked Questions about pnc financial services virtual wallet
Our quick take: The PNC Virtual Wallet® offers a combination of online checking and savings accounts with no minimum deposit required to get started. New customers can also qualify for a cash bonus up to $400 with qualifying direct deposits. Pros: No minimum deposit requirement to open an account online.
As a PNC customer, you can access your money fee-free at approximately 60,000 ATMs across the country, as listed on pnc.com/locator. Digital tools to plan and track your spending and automate your savings. Students AND parents can enroll to receive account alerts when balances are low.
Digital wallets are apps or online services that allow you to make transactions electronically. You may access a digital wallet on your phone, laptop or other compatible electronic devices. Your digital wallet can often hold your debit cards, credit cards, loyalty cards, or even concert and airline tickets.
PNC has got you covered with many ways to pay. Whether you're a consumer or small business owner, digital wallets provide ease and convenience when making payments. Add your eligible PNC Visa® card to a digital wallet to shop in-store, in-app or online with your mobile or wearable device.
A Debit Card will be issued when your Virtual Wallet is opened, or you may link your Virtual Wallet to an existing PNC Debit Card or University ID card (if available).
PNC is the product of a merger of two distinguished Pennsylvania banks in 1983: Pittsburgh National Corporation and Provident National Corporation based in Philadelphia. Each of these institutions had served diverse markets so that merger creating PNC also became the largest bank in Pennsylvania.
- Products & Services. Banking. Banking. Virtual Wallet® Checking. Savings. Credit Cards. Prepaid, Reloadable Card. Online & Mobile Banking. ATM Banking. Student Banking. Military Banking. PNC Choice Banking. Borrowing. Borrowing. PNC HomeHQ® Mortgage Purchase & Refinance. Home Equity Lines of Credit. Auto Loans.
- Small Business.
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The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing. PNC is one of the largest Small Business Administration lenders and one of the largest credit card issuers.
Checking and savings accounts combined
Specifically, the Virtual Wallet is designed to consist of three accounts: Spend: Your main checking account. Reserve: A secondary checking account for short-term planning. Growth: Your savings account for long-term savings goals.
Mobile wallets allow users to make in-store payments without having to carry cash or physical credit cards. The most popular mobile wallets include Google Pay, Apple Pay, Samsung Pay, and PayPal.
PNC is the product of a merger of two distinguished Pennsylvania banks in 1983: Pittsburgh National Corporation and Provident National Corporation based in Philadelphia. Each of these institutions had served diverse markets so that merger creating PNC also became the largest bank in Pennsylvania.
"Since Virtual Wallet was introduced in 2008, we have used input from our customers to make innovative enhancements for real-time information and resources to help them avoid financial mistakes and achieve their financial goals."
Personal Visa Debit Cards
Your PNC Visa® Debit Card offers contactless technology, Zero Liability Fraud Protection, and the ability to earn cash rewards with Purchase Payback®.
Across the country and through four strategic international offices, PNC provides retail banking, including residential mortgage, corporate and institutional banking, and asset management.
Assets: $554.1 billion. ATMs: 60,000 PNC Bank and PNC partner ATMs. Branches: More than 2,400 in 28 states and Washington, D.C.
The PNC is an autonomous, regulatory body constituted under the Pakistan Nursing & Midwifery Council Act (1952, 1973) and empowered to register (license) Nurses, Midwives, Lady Health Visitors (LHVs) and Nursing Auxiliaries to practice in Pakistan. PNC was established in 1948.
