What is JPMorgan Chase (Credit Card) Business Ink?
JPMorgan Chase is one of the leading financial institutions in the world, known for offering a range of banking and financial services to its customers. One of its most popular offerings is the Business Ink credit card, designed specifically for small business owners.
The Business Ink credit card offers a range of benefits and rewards, including cash back on purchases made at office supply stores, on internet, cable and phone expenses, and on fuel purchases. The rewards earned are automatically credited to the cardholder's account, making it easy for them to keep track of their earnings. In addition, the Business Ink credit card also offers zero percent introductory APR on purchases and balance transfers for the first 12 months, making it an attractive option for small business owners looking to save money on their expenses.
Another key feature of the Business Ink credit card is the ability to set individual spending limits for each employee, ensuring that expenses remain within budget and making it easier to track expenses. Additionally, this feature also allows for better control over employee expenditures and prevents employees from overspending.
The Business Ink credit card also provides exceptional customer service, with a dedicated business customer service team available to assist with any questions or concerns. This personalized service, coupled with the benefits and rewards, make the card an excellent choice for small business owners looking to improve their cash flow and manage their expenses with ease.
Overall, JPMorgan Chase's Business Ink credit card is an excellent choice for small business owners looking for a reliable credit card with a range of benefits and rewards. With zero percent introductory APR on purchases and balance transfers, cash back on select expenses, and individual spending limits for employees, this card offers the flexibility and control that small business owners need to manage their finances effectively.
Frequently Asked Questions about jpmorgan chase (credit card) business ink
Chase offers three business credit cards with similar names - Ink Business Unlimited® Credit Card, Ink Business Cash® Credit Card and Ink Business Preferred® Credit Card - that offer cash back or points on all business spending.
Ink Business Preferred: Use this card for travel costs, shipping providers and advertising purchases with social media platforms and search engines to earn 3 points per dollar. Plus, use it for all purchases outside the U.S. to avoid foreign transaction fees.
Chase will report your account activity to the business credit bureaus, which can help you establish a business credit history. The bank won't report anything other than the initial hard inquiry when you apply to the consumer credit bureaus, unless your account is more than 60 days delinquent.
To qualify for Chase's Ink business cards, you must have good to excellent credit, which is defined as a FICO credit score of 670 or above. Although these are business cards, Chase will use your personal credit score when considering your application.
The Chase Ink Business Cash Card is an excellent choice if your primary spending aligns well with the office supply and utilities bonus categories.
Key takeaways. The Ink Business Cash® Credit Card is a great card for small-business owners looking to earn lucrative cash back rewards on office supplies and needs like internet, cable and phone services, as well as gas and restaurants - with no annual fee.
The Chase Ink Business Cash Card is an excellent choice if your primary spending aligns well with the office supply and utilities bonus categories.
For entrepreneurs who would rather worry about their business than their credit card rewards program, the Ink Business Unlimited® Credit Card from Chase keeps it simple. The card has an annual fee of $0 and offers an unlimited 1.5% cash back on all purchases.
Earning rewards on the Ink Business Cash
5% cash back is impressive for a no-annual-fee card, one of the best cash back credit card earning rates on the market, and it's even better if you have a card that earns Chase Ultimate Rewards points.
5% Cash Back: You'll earn 5% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on ...
Bottom line. The combination of simplicity and the potential for redemptions make the Ink Business Cash Card a good choice if you're looking for cash-back rewards or the ability to convert cash back to transferrable travel rewards.
Chase Ink Business Premier is an embedded metal card with an annual fee of $195, which is easily offset by the card's lucrative reward offers.
AT A GLANCE. Unlimited 1.5% cash back rewards on every purchase made for your business – with this no annual fee credit card.
For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Ink Business Unlimited® Credit Card is a Visa, not a Mastercard.
a $95 annual fee
For a $95 annual fee on the Ink Business Preferred, you'll gain access to shopping and travel protections, cellphone insurance and bonus categories that make sense for many businesses.
The Ink Business Unlimited® Credit Card is a great option for small business owners who prefer a straightforward earning rate and no annual fee. You'll earn 1.5% cash back on every purchase, and there's no limit to what you can earn.
