What is JPMorgan Chase (Credit Card) Ink Business Premier Card?
The JPMorgan Chase Ink Business Premier credit card is a rewards credit card designed for small business owners. It offers cash back rewards on purchases made with the card, along with other benefits like travel and purchase protections.
One of the main benefits of the Ink Business Premier card is its rewards program. Cardholders can earn cash back or points on purchases made with the card, which can then be redeemed for a variety of rewards, including statement credits, gift cards, travel, and more. The card also offers bonus rewards in certain spending categories, such as office supplies, internet, cable, and phone services, and gas stations.
Beyond its rewards program, the Ink Business Premier card also offers various travel benefits, including trip cancellation/interruption insurance, primary car rental insurance, and baggage delay insurance. It also has purchase protection benefits, such as extended warranty protection and purchase protection against damage or theft for up to 120 days from the date of purchase.
To apply for the Ink Business Premier card, a small business owner must meet certain credit score and income requirements. Once approved, the cardholder will receive a guide to benefits that outlines the terms and conditions of the card, including any fees or restrictions that may apply.
Overall, the JPMorgan Chase Ink Business Premier credit card can be a valuable tool for small business owners looking to earn rewards on their everyday purchases and protect their business-related purchases and travel.
Frequently Asked Questions about jpmorgan chase (credit card) ink business premier card
Chase offers three business credit cards with similar names - Ink Business Unlimited® Credit Card, Ink Business Cash® Credit Card and Ink Business Preferred® Credit Card - that offer cash back or points on all business spending.
Chase Ink Business Premier. card is one part charge card, one part regular credit card. Chase's Flex for Business program gives business owners the option to finance qualified purchases of $500 or more, up to a set credit limit ( Flex for Business Variable APR: 19.49%-27.49% ).
Ink Business Premier℠ Credit Card
Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards Unlimited 2.5% total cash back on purchases of $5,000 or more Unlimited 2% cash back on all other business purchases.
The Chase Ink Business Premier is a charge card that offers big spending power for businesses that can pay in full each month, as well as a generous rewards rate on large purchases.
The Chase Ink Business Cash Card is an excellent choice if your primary spending aligns well with the office supply and utilities bonus categories.
To qualify for Chase's Ink business cards, you must have good to excellent credit, which is defined as a FICO credit score of 670 or above. Although these are business cards, Chase will use your personal credit score when considering your application.
A Premier customer on level 5 could earn up to 2% back on in-store shopping using a Premier Credit Card vs 0.25% on a Premier Cheque Card spend and up to 2% back on online shopping using a Premier Credit Card vs 0.25% on a Premier Cheque Card spend. This equates to 8 times more eBucks earned.
Chase Ink Credit Limits by Card
Ink Business Cash® Credit Card: $3,000, at a minimum. Ink Business Unlimited® Credit Card: $3,000, at a minimum. Ink Business Preferred® Credit Card: $5,000, at a minimum. Ink Business Premier℠ Credit Card: $10,000, at a minimum.
Chase Ink Business Premier is an embedded metal card with an annual fee of $195, which is easily offset by the card's lucrative reward offers.
Premier Bank offers both VISA & MasterCard credit card. You can enjoy premier bank Platinum, Gold & Classic Credit Card with Global usage privileges. You can use your same Credit Card both in Bangladesh and all over the world.
You can check your Chase credit card application status online or by phone: (888) 338-2586. If you check online, you will need to sign into your Chase.com account (or create one if you didn't apply online). If you call, you'll have to enter your full Social Security number.
To qualify for Chase's Ink business cards, you must have good to excellent credit, which is defined as a FICO credit score of 670 or above. Although these are business cards, Chase will use your personal credit score when considering your application.
It's aimed at applicants with good or excellent credit, and Chase tends to be more selective about approvals for its business credit cards. If you have a FICO® Score of at least 670, then you have a good chance of approval.
Is Chase Ink Business Cash hard to get? Yes, it is hard to get the Ink Business Cash® Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Ink Cash.
Your First Premier credit card limit will be $200 to $1000 to start, depending on which card you get from First Premier Bank and your overall creditworthiness. First Premier will consider factors such as your credit history, income and debt when determining your credit limit.
First Premier's highest credit limit is $5,000, available with the First PREMIER® Bank Secured Credit Card. It is important to note that the credit limit for the card is equal to your security deposit, and the minimum deposit to open the account is $200.
