Our quick take: The Capital One 360 Performance Savings account offers a great, competitive rate with no maintenance or monthly fees and no minimum balance requirements, although it doesn't offer a welcome bonus of any kind. Pros: Competitive 4.30% Annual Percentage Yield (APY) interest rate.

Bottom line. The Capital One 360 Checking Account is a simple deposit account that can help you manage your money at no monthly cost. You can receive your paycheck, withdraw money from over 40,000 Capital One and Allpoint ATMs and deposit checks from the convenience of your mobile phone - all at no fee.

Top perks. 4.30% APY: If you're opening a high-yield savings account, it's because you're looking to get better returns on your savings. The Capital One 360 Performance Savings is up there in the ranks of the best online savings accounts due to its higher-than-average APY on all balances.

Capital One 360 interest rates are competitive across all balances: The Capital One 360 Performance Savings account interest rate is typically much higher than the national average, with no minimum balance required. Interest is compounded and credited to your account each month.

25 accounts Capital One 360 Savings pros & cons Saving is easy - Open up to 25 accounts to save separately for different financial goals.

0.80% Rate information: If your daily balance is $10,000 or more, you'll earn 0.7971 % interest on your entire account balance, with an annual percentage yield of 0.80% .

You can earn a bonus for opening a new 360 Checking account with Capital One. The 360 Checking account has no fees, minimums or overdraft fees. It also gives you the option to access your paycheck up to two days early with its Early Paycheck feature.

A 360 degree view of customers in the past has been mainly about getting all transactions and customer data into a data store or enterprise data warehouse to be able to view data in a holistic way to get a unified view of all of customer's activities, transactions and experiences.

4.30% APY Capital One 360 performance savings account interest rates Capital One offers a flat 4.30% APY on all the cash in a 360 Performance Savings Account. You don't need to maintain a set balance before you can earn the maximum interest rate.

360 Checking is a checking account that comes with everything you need and without everything you don't. Pay your bills, get cash, make deposits, and transfer money - all without monthly fees and extra trips to the bank.

The standard daily withdrawal limits for our accounts may vary on an account and product basis. Please find the standard limits for some of our products: 360 Checking: $1,000 per day. Money accounts where the account owner is less than 18 years old: $500 per day.

With a Capital One 360 Performance Savings Account, you could make withdrawals any time you want. With CD accounts, you generally can't withdraw money before maturity, or you'll face a CD early withdrawal penalty.

no minimum balance required Manage your money quickly and easily with 360 Checking - whether it's online, in person or with our mobile app. All with no minimum balance required and no monthly fees.

Best 6% interest savings accounts

• Digital Federal Credit Union (DCU) Primary Savings.
• Mango Savings™

When you open your first 360 Checking account online, your contactless debit Mastercard® will arrive in the mail within 7-10 business days in a discreet envelope. You'll use this one debit card across all of your 360 Checking accounts.

The obvious benefit: rewards

• A rewards credit card for travel.
• A cash back rewards credit card for dining and entertainment.
• A cash back rewards credit card for everyday purchases.
• Capital One Mobile app.
• Insider access and experiences.
• Travel perks through Capital One Travel.
• No foreign transaction fees.