What is Credit Karma Money Debit Card?
Credit Karma Money Debit Card is a powerful financial instrument that combines the convenience of a debit card with the financial resources of Credit Karma. This debit card comes with a range of features that make it easy for individuals to manage their money on the go.
One notable feature of the Credit Karma Money Debit Card is that it does not charge any fees for using the card. This means that you can use the card for your everyday purchases without having to worry about additional costs. Moreover, there are no minimum balance requirements, and you can keep track of all your transactions through the Credit Karma app.
Another feature that sets the Credit Karma Money Debit Card apart is that you can earn cashback rewards on purchases made with the card. These rewards can be redeemed for a range of options, including a statement credit, direct deposit, or a donation to a charity. This makes it easy to earn rewards while using the card for your daily purchases.
In case the card is lost or stolen, you can freeze the card through the Credit Karma app to protect your account from unauthorized access. You can also receive alerts for every transaction made on the card, which helps you monitor the account's activity closely.
Whether you're looking for an easy way to manage your money or need a hassle-free way to make purchases while earning rewards, the Credit Karma Money Debit Card is an excellent choice. With its easy-to-use features and rewarding cashback program, it's an ideal option for anyone looking to handle their finances efficiently.
Frequently Asked Questions about credit karma money debit card
A Credit Karma Money™ Spend account is 100% free to open, with no minimum balance requirements to open. Plus, there are no inactivity fees. No annual fees. And no monthly maintenance fees. The Credit Karma Visa® Debit Card can be used for free withdrawals from a network of over 55,000 ATMs in the Allpoint® ATM network.
Once activated, you can use your debit card to make in-person and online purchases and withdraw cash at ATMs. Debit cards are common and share some similarities with credit cards.
Your Credit Karma Visa® Debit card will work internationally anywhere Visa is accepted. When you use your debit card with a merchant who charges in a currency other than US Dollars you will receive the current exchange rate as determined by Visa for that date.
Credit Karma will never charge you a fee for using your Credit Karma Money Spend account. The Credit Karma Visa® Debit Card gives you access to 55,000 surcharge free ATMs in the Allpoint network, including ATMs at popular retailors like CVS, Walgreens, Kroger, and Target.
If you'd like a Credit Karma Visa® Debit Card sent to you, you'll first need to fund your Credit Karma Spend account with a deposit and confirm your mailing address. Easily access your available funds with your virtual card until your new Credit Karma Visa® Debit Card arrives.
If you need to access funds that are currently in your Credit Karma Money Save account you can instantly transfer them to your checking account on the Credit Karma website or from our mobile app subject to the limit of 6 withdrawals per month from your Credit Karma Money Save account.
Cash Deposits. Although Credit Karma Money members cannot deposit cash directly into their Spend or Save accounts, we can accept merchant deposits from retailers that offer this service, such as participating Walmart locations.
For your security, Credit Karma is currently not available abroad on mobile web or app, and it is unavailable in some countries on desktop web. You can only access your account via the Credit Karma app and mobile web while in Canada and the U.S., including Puerto Rico.
Credit Karma provides free credit scores and credit reports in the United States, Canada and United Kingdom from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion.
Cash Deposits. Although Credit Karma Money members cannot deposit cash directly into their Spend or Save accounts, we can accept merchant deposits from retailers that offer this service, such as participating Walmart locations.
As a Credit Karma Money Spend account* member, you can access 55,000 surcharge-free ATMs in the Allpoint network, including ATMs at popular retailers like CVS, Walgreens, Kroger, and Target. Find them by downloading the Allpoint app or visiting the Allpoint website.
Find them by downloading the Allpoint app or visiting www.allpointnetwork.com. You can use your Credit Karma Visa® Debit Card to withdraw cash at any ATM that supports Visa. Fees may apply for ATM transactions outside of the Allpoint network.
Withdraw cash at an ATM
As a Credit Karma Money Spend account* member, you can access 55,000 surcharge-free ATMs in the Allpoint network, including ATMs at popular retailers like CVS, Walgreens, Kroger, and Target. Find them by downloading the Allpoint app or visiting the Allpoint website.
Credit Karma provides free credit scores and credit reports in the United States, Canada and United Kingdom from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion.
For your security, Credit Karma is currently not available abroad on mobile web or app, and it is unavailable in some countries on desktop web. You can only access your account via the Credit Karma app and mobile web while in Canada and the U.S., including Puerto Rico.
You do not have to be a United States citizen to open a Credit Karma Money Spend or Save account, but you will need a valid Social Security number in order to sign up for Credit Karma. You do have to sign up for Credit Karma to open a Credit Karma Money Spend or Save account.
