A Marcus High-Yield Online Savings Account has competitive rate, no fees and no minimum deposit. A Marcus High-Yield savings account takes just minutes to open online. To start, click 'Open an Account', enter your information and link your external accounts to transfer your funds.

Marcus offers a high-yield Online Savings Account and certificates of deposit with competitive interest rates in the US through Goldman Sachs Bank USA. Goldman Sachs Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC), which insures deposits up to certain limits (see FDIC).

What types of investment accounts does Marcus Invest offer? We offer three types of investment accounts: Individual Investment Accounts, Joint Investment Accounts and Individual Retirement Accounts (IRAs).

Marcus by Goldman Sachs consistently rates highly according to Bankrate's analysis of savings and CD accounts because of its competitive savings and CD rates, but it doesn't offer checking or money market accounts.

Marcus by Goldman Sachs is an online-only bank and subsidiary of Goldman Sachs. All loans and deposit products are provided by Goldman Sachs Bank USA, Salt Lake City branch. Marcus offers a wide range of savings, investment, credit, and lending products. This bank does not, however, provide debit or ATM cards.

Account holders can withdraw money from their Marcus savings account online and by phone through ACH or by free wire transfer to a linked account at another bank. You can also request a withdrawal by check mailed to you.

"... you can avoid the fees that traditional banks tend to charge, making it one of the best savings accounts around." "No transaction fees from Marcus and no minimum deposit to open." "Offers a top-of-the-line APY and no monthly fees or minimum deposit requirements."

Our mission is to help you make the most of your financial potential at every moment. Marcus combines Goldman Sachs' 150+ years of expertise and excellence with intuitive digital experiences to keep pace with our customers' ambitions – now and in the future.

Complete the application and open your account online or in the Marcus app. We don't require a minimum deposit or a credit check. Link your checking or savings accounts at other banks and transfer money into your Marcus savings account. You'll start earning interest the day your transfer is initiated.

Pros Explained. No monthly fees on savings accounts: Marcus does not charge a monthly maintenance fee for its savings accounts. Fixed-rate personal loans with no fees: Customers can qualify for unsecured personal loans for amounts ranging from $3,500 to $40,000 and terms ranging from 36 to 72 months.

Money in joint accounts is insured separately from single-owner accounts, up to a total of $250,000 per owner. Accounts with beneficiaries. Account beneficiaries are insured separately, up to $250,000 per beneficiary. Marcus accounts can have up to six named beneficiaries.

Complete the application and open your account online or in the Marcus app. We don't require a minimum deposit or a credit check. Link your checking or savings accounts at other banks and transfer money into your Marcus savings account. You'll start earning interest the day your transfer is initiated.

Customer Deposit Limits Each deposit account owner is limited to a maximum balance of $3,000,000 across all deposit accounts. Online Savings Accounts and CDs are limited to a maximum balance of $1,000,000 per account.