And the PenFed Power Cash Rewards Visa Signature® Card does double-duty as both a cash-back card and a potential balance transfer card. It offers an intro 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening.

The PenFed Platinum Rewards Visa Signature provides excellent unlimited rewards for buying groceries and, especially, gas. It has no annual fee, a generous 0% APR introductory period on balance transfers, and a very modest one-time offer. But there's no option to receive rewards as cash back or statement credits.

PenFed Power Cash Rewards Visa Signature Card basics Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1.5% cash back for everyone else. Regular APR: 0% intro APR for 12 months on balance transfers, then a non-variable APR of 17.99%. Balance transfers incur a 3% fee per transaction.

Visa Signature cashRewards Cardholders will earn 1.75% cash back rewards on every $1 of eligible net purchases with direct deposit at Navy Federal, or 1.5% cash back rewards without direct deposit.

No Foreign Transaction Fees: You won't be charged extra for using your PenFed card outside of the U.S.

Security Service provides 4 Power credit cards to meet your unique needs. From the most powerful Travel Rewards card that earns up to 3X the points to a card that offers one of the lowest interest rates in the country, find the one that's right for you.

A Visa Signature card is a type of Visa credit card that offers a suite of benefits, in addition to the card's rewards and perks. Visa Signature is between a traditional Visa and a Visa Infinite, but its abundant perks are not to be underestimated.

The PenFed Power Cash Rewards Visa Signature® Card offers a decent 1.5% cash-back rate on all purchases. You can redeem cash back for statement credit or a deposit into a qualifying PenFed bank account. With no foreign transaction fees, this credit card is well-equipped for travel.

Visa Signature benefits include the following:

• Extended warranty protection.
• Travel and emergency assistance.
• Year-end spending summary.
• Visa Signature concierge.
• Roadside assistance (T).
• Auto rental collision damage waiver (T).
• Zero fraud liability (T).

Credit cards branded as Visa Signature cards come with extra perks and benefits beyond those offered to cardholders with a standard Visa card. These benefits could range from extra protections on purchases to travel deals and concierge access.

No Foreign Transaction Fees: You won't be charged extra for using your PenFed card outside of the U.S.

Visa Signature cards include all the benefits that come with Traditional cards but also some extras. Extended warranty protection: When you use your Visa Signature card for your purchases, extended warranty protection will extend the life of your U.S. manufacturer's warranty of three years or less.

Visa Signature benefits include the following:

• Extended warranty protection.
• Travel and emergency assistance.
• Year-end spending summary.
• Visa Signature concierge.
• Roadside assistance (T).
• Auto rental collision damage waiver (T).
• Zero fraud liability (T).

You can use your credit card at an ATM to withdraw cash the same way you would withdraw from checking. You'll need a PIN for your credit card to do this. If you don't already have a PIN for your card, you can request one from your issuer, which may take as much as a week to set up.

Visa Signature Credit and Visa Signature Debit cards give you globally accepted payment, as well as the benefits & flexibility you need.

A foreign transaction (FX) fee is a surcharge on your credit card bill that appears when you make a purchase that either passes through a foreign bank or is in a currency other than the U.S. dollar (USD). This fee is charged by many credit card issuers, typically ranging from 1% to 3% of the transaction.