The PenFed Platinum Rewards Visa rewards cardholders with 5 points per $1 spent on gas purchased at the pump and electric vehicle charging stations, 3 points per $1 spent at supermarkets and restaurants, 3 points per $1 spent on cable, satellite and other television, radio or streaming services, and 1 point per $1 ...

The PenFed Platinum Rewards credit limit is usually around $7,500 to start, according to forum posts, and some cardholders report limits as high as $15,000. PenFed does not include any specific PenFed Platinum Rewards credit limit information in the card's terms, though.

The PenFed Power Cash Rewards Visa Signature® Card offers a decent 1.5% cash-back rate on all purchases. You can redeem cash back for statement credit or a deposit into a qualifying PenFed bank account. With no foreign transaction fees, this credit card is well-equipped for travel.

While the Platinum Rewards Visa Signature® Card and PenFed Pathfinder® Rewards Visa Signature® Card reward you in points, the Power Cash Rewards card offers cash back. You can redeem your cash back in three ways: as a statement credit, deposit into a PenFed account or a transfer to an external account.

The PenFed Platinum Rewards Visa Signature provides excellent unlimited rewards for buying groceries and, especially, gas. It has no annual fee, a generous 0% APR introductory period on balance transfers, and a very modest one-time offer. But there's no option to receive rewards as cash back or statement credits.

Platinum credit cards are usually the crème de la crème of the credit card world. Generally, they're a step up from a gold credit card and are reserved for those with a good credit score providing you with access to a range of offers and perks, as well as a higher credit limit than standard options.

The card also earns 5x points on flights purchased directly with the airline or with Amex Travel (up to $500,000 per year) and on prepaid hotels booked with Amex Travel. As you can tell, there's lots to love about the Amex Platinum card, which is generally the second-highest level of card available through Amex.

No Foreign Transaction Fees: You won't be charged extra for using your PenFed card outside of the U.S.

You can use your credit card at an ATM to withdraw cash the same way you would withdraw from checking. You'll need a PIN for your credit card to do this. If you don't already have a PIN for your card, you can request one from your issuer, which may take as much as a week to set up.

Both Amex Gold and Platinum offer a range of benefits, with the Gold card catering more to everyday spending and the Platinum card designed more for travelers. The Platinum card has more benefits, but it's annual $695 fee is higher than the Gold card's $250 fee.

Is Gold Card Higher Than Platinum? Both Amex Gold and Platinum offer a range of benefits, with the Gold card catering more to everyday spending and the Platinum card designed more for travelers. The Platinum card has more benefits, but it's annual $695 fee is higher than the Gold card's $250 fee.

Primary cardholder between the age of 18 and 70 years. Add-on cardholder should be over 15 years. Resident of India or Non-Resident Indian.