Permanent Life Insurance Coverage AARP members can get an instant quote and apply online or by phone. Members can apply for up to $50,000 in life-long coverage. Guaranteed rates that never increase, and no medical exam, just health and other information. You can keep this insurance your entire life.

New York Life Insurance Company The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010. AARP membership is required for Program eligibility.

No. AARP Guaranteed Acceptance Life insurance allows you to keep coverage for your lifetime, as long as you pay your premiums. At age 95 (or even sooner in some cases), your coverage is considered “paid up,” and will remain in effect for the rest of your life without any further premium payment.

Term life insurance from AARP offers coverage over a fixed period of time, or term. During the term, premiums increase as you enter into the next five-year age band. This can make budgeting unpredictable. For instance, if you buy coverage at age 66, your rate will be based on the 65- to 69-year-old age group.

If you ever wonder if your AARP membership is worth it, consider some of these extras

• Benefits on the Go.
• Online Games.
• Eyewear, Vision Exams and Hearing Care.
• Dining, Shopping and Technology Discounts.
• Free Online Movie Screenings.
• Prescription Discounts for the Whole Family.

Read more about each member benefit below:

• AARP Travel. Get an insider's view on great vacation ideas with the AARP Travel site.
• Delta Dental.
• AARP Hearing Center.
• AARP Job Board.
• Budget and Avis.
• BMI Calculator.
• AARP Auto Buying Program.
• EyeMed Vision Insurance.

Plans typically range from five to 30 years and issued in five-year increments, although yearly renewable term plans expire at the end of their yearly term if not renewed. Term policies may also be purchased to end at a certain age, which is often 65.

The American Association of Retired Persons The American Association of Retired Persons, commonly known by its acronym AARP, is America's leading organization for people aged fifty and older, providing member benefits, marketing services, and lobbying on their behalf. Founded in 1958 by retired educator Dr.

Membership is as little as $12 for your first year with automatic renewal and $16 per year after that; it's risk-free and can be canceled at any time. AARP also offers multi-year membership plans.

AARP caters to older people who are looking for benefits and a sense of community. The organization offers an annual membership that provides access to senior discounts and offers.

AARP Members Save 10% with Early Bird Savings AARP members save up to 10% on 2024 guided vacations for a limited time. Plan ahead and save on the perfect trip that fits your style and budget with destinations including Europe, North America, Asia and beyond.

Unlike permanent life insurance, term life insurance stays in effect for only a certain period of time - such as 10, 20, or 30 years. If you die during that period, your beneficiary will receive a payout from the insurance company. If you die after the policy has expired, there will be no payout.