Home Insight® Planner helps you determine a mortgage payment that you can actually afford - based on your unique budget.

(PMI) OPTIONS If your mortgage requires PMI, PNC gives you the option of paying the PMI premium in a single lump sum at closing or as part of your monthly mortgage payment. Contact a PNC Mortgage Loan Officer today to explore your affordable lending options.

How to Check Your PNC Loan Status

1. Online: You can check your PNC loan status by logging into your online account with your username and password.
2. Over the phone: You can check the status of your PNC loan by calling 855-619-6608 and speaking to a representative.

It boasts a competitive APY on its online-only savings account (only available in certain states). PNC supports more than 2,400 branches and offers access to around 60,000 fee-free ATMs. The bank provides above-average digital banking features.

PNC is best for consumers who want to find one bank for all of their financial accounts and who live or work near a local branch. It's also a good option if you live in a state that has access to its high-yield savings account.

PNC requires a credit score of at least 620 to qualify for a home purchase loan. PNC has a credit score minimum of 620 to qualify for both conventional loans and FHA loans. You'll need a score of 640 to be eligible for a USDA loan with PNC.

Who is PNC suited for? PNC is best for consumers who want to find one bank for all of their financial accounts and who live or work near a local branch. It's also a good option if you live in a state that has access to its high-yield savings account.

Once you have applied for the loan, you can visit the lender's website to check your loan status. After loan approval, your loan amount will be disbursed within a few hours to your bank account.

How long does it take to get a PNC personal loan? After you apply, you'll get a decision within a few days. If approved, you can go to a branch to sign your loan documents and immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.

Who is PNC suited for? PNC is best for consumers who want to find one bank for all of their financial accounts and who live or work near a local branch. It's also a good option if you live in a state that has access to its high-yield savings account.

While there is no monthly maintenance fee associated with the PNC Virtual Wallet with Performance Spend account, Virtual Wallet does have other fee types:

• A 3% foreign transaction fee.
• A $36 overdraft item fee (max 1 per day)
• A $36 overdraft item fee and returned item fee/nonsufficient funds (max 4 per day)

While there is no monthly maintenance fee associated with the PNC Virtual Wallet with Performance Spend account, Virtual Wallet does have other fee types:

• A 3% foreign transaction fee.
• A $36 overdraft item fee (max 1 per day)
• A $36 overdraft item fee and returned item fee/nonsufficient funds (max 4 per day)