Johnny Myers in new American Ibotta commercial.

The Walmart app lets you shop for thousands of products, search for items that have recently gone on sale, and even refill your prescriptions. Ibotta has partnered with Walmart to give you cash back on your entire mobile order, every time.

Ibotta offers real cash back on hundreds of everyday essentials at your favorite grocery retailers. No coupons, just cash. Choose from thousands of your favorite retailers and add offers to Your list by tapping the + in the app.

Once you've earned $20 or more with Ibotta, you can withdraw your earnings via PayPal or directly to your bank account. Or, redeem your cash back for gift cards to Amazon.com, Best Buy, DSW, Starbucks, The Home Depot, Walmart, or dozens of other retailers and restaurants.

Some purchase data is shared with Ibotta based on the credit or debit card saved to your Walmart account. If one credit or debit card is saved to multiple Walmart accounts, and those Walmart accounts are both linked to an Ibotta account, then cash back could go to any Ibotta account, but not multiple.

You need to upload receipts This is how Ibotta tracks that you made a qualifying purchase. Once you get used to doing this, it becomes a habit -- but it does take some extra time. Other apps don't require you to upload a receipt, which is more convenient.

Cons:

• Offers can't be applied after purchase. To earn cash back from Ibotta, you'll have to claim offers before you make a purchase.
• $20 threshold before transferring.
• Account maintenance fees.

Once 180 days of no completed redemptions on your account pass, your account will be considered inactive. If you have a balance in your inactive account, Ibotta will deduct an amount equal to $3.99 from your accumulated Ibotta earnings for every 30 days that your account remains inactive.

Similarly, if you use an app such as Ibotta to earn cash rebates on your purchases, this is also not taxable income. So, rest easy. Whether you receive your credit card rewards for your business in the form of cash back, a statement credit, a gift card or a travel credit, you won't pay taxes on those rewards.

For users who download Ibotta's browser extension, we may collect information about your browsing history related to the cash back offers and in-stock tracking functions supported by the browser extension, as well as the development of new browser extension features.

When you add the same offer in both places, you'll get your cash back in your Walmart account. If you want the cash back added to your Ibotta earnings, link your Walmart loyalty account with Ibotta, and be sure to only add that offer in Ibotta.

Similarly, if you use an app such as Ibotta to earn cash rebates on your purchases, this is also not taxable income. So, rest easy. Whether you receive your credit card rewards for your business in the form of cash back, a statement credit, a gift card or a travel credit, you won't pay taxes on those rewards.