What the Credit Sesame TV commercial - No Idea About Credit Score is about.
Credit Sesame is a financial services company that provides individuals with a free credit score and credit monitoring services. In their latest TV spot, Credit Sesame aims to educate individuals who have little knowledge about their credit score.
The commercial opens with a group of people gathered in a living room, discussing their credit scores or lack thereof. One woman admits, "I have no idea about credit scores." Another man shares an embarrassing anecdote about being turned down for a credit card. The conversation highlights how daunting and overwhelming the topic of credit can be.
Credit Sesame then comes to the rescue, explaining how they can help people learn about their credit score and how it affects important financial decisions, such as buying a car or applying for a loan. The TV spot showcases how easy and accessible their services are, with a simple download of their app or registration on their website.
Throughout the commercial, the tone is light-hearted and approachable, making the process of learning about credit much less intimidating. By providing a free credit score and monitoring services, Credit Sesame helps individuals take control of their financials and make more informed decisions.
Overall, the Credit Sesame TV spot is an engaging and informative advertisement that empowers people to take the reins on their credit knowledge and financial decisions.
Credit Sesame TV commercial - No Idea About Credit Score produced for
Credit Sesame
was first shown on television on April 24, 2019.
Frequently Asked Questions about credit sesame tv spot, 'no idea about credit score'
The credit score you see on Credit Sesame is based on the VantageScore® 3.0 scoring model. It's provided by TransUnion, but when you upgrade to our premium services, we show your score from all three credit bureaus. You'll also get access to many other resources to help protect your credit.
Since this service is just for your personal information, it results in a “soft inquiry” that does not impact your credit. However, Credit Sesame does not reflect your real “FICO” score. Instead, it provides a VantageScore which is not commonly used by banks for credit card applications.
The credit data in your Credit Sesame account is provided by TransUnion. If you believe that you may have an error in your TransUnion credit report data, we recommend that you dispute any inaccurate information directly with TransUnion via their website or by calling toll free 800-916-8800.
Credit Sesame is a free personal financial management tool. Credit Sesame specializes in tracking and monitoring the financial debts of each user. The company will provide recommendations to its user on how to lower their debt best.
between 690 to 719
Generally speaking, scores between 690 to 719 are considered good in the commonly used 300-850 credit score range. Scores 720 and above are considered excellent, while scores 630 to 689 are considered fair. Scores below 630 fall into the bad credit range.
Your credit score is a numerical representation of your credit report that represents your creditworthiness. Scores can also be referred to as credit ratings, and sometimes as a FICO® Score, created by Fair Isaac Corporation, and typically range from 300 to 850.
If you've had credit in the past but no longer use credit cards, or you have closed accounts on your report, there won't be recent activity to produce a score for you. And even if you have recent credit activity, you still may not have scores if your lenders don't report to the bureaus.
Errors made by the credit provider – sometimes your bank or credit provider can make mistakes too, like poor communication relating to unpaid debt, or accounts created through identity theft, so it is worth checking all the details.
If you have an 650 credit score, you are generally considered a subprime consumer, but it won't necessarily prevent you from borrowing money. The average FICO credit score in the United States is 714 as of 2021, and scores within the 580-669 range are considered to be “fair” credit.
850
If you've ever wondered what the highest credit score you can have is, it's 850. That's at the top end of the most common FICO® and VantageScore® credit scores. And these two companies provide some of the most popular credit-scoring models in America.
Credit scores typically range from 300 to 850. Within that range, scores can usually be placed into one of five categories: poor, fair, good, very good and excellent.
The three main credit bureaus, Equifax, Experian and TransUnion, draw on a wide variety of sources to build your credit reports. Credit-scoring models like FICO and VantageScore use these reports to calculate your credit scores.
