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Pacific Century GroupFWD Group Financial Services Pt... FWD Group/Parent organizations

Richard Li of Pacific Century Group formed FWD Group in 2013 after purchasing ING Group's insurance and pension units in Hong Kong, Macau and Thailand for US$2.1 billion. Swiss Re bought a 12.3% stake in FWD Group in 2013 for $425 million. Huynh Thanh Phong joined as CEO in 2013.

As of end-2022, FWD Life Philippines ranks 3rd and 6th in terms of Paid-up Capital1 and New Business Annual Premium Equivalent2, respectively. FWD Group is a pan-Asian life insurance business with more than 10 million customers across 10 markets, including some of the fastest-growing insurance markets in the world.

The name "FWD" is an acronym for the company's name in mandarin, "富衛 (Fú Wèi)", which can be literally translated to mean "wealth" and "protection".

FWD Group has 6,100 employees and $63 billion in assets under management, and as of 2023 approximately 10 million customers across 10 markets.

Front-wheel drive cars have become more popular because they are more affordable to manufacture and purchase. For drivers looking at economy, front-wheel drive vehicles give drivers everything they want at a price less than rear-wheel drive counterparts.

Front-wheel drive tends to have a lower towing capacity than rear-wheel or 4WD/AWD drivetrains. Front-wheel drive has worse acceleration than rear-wheel drive, which is why most sporty and race cars use rear-wheel drive. With all the weight up front, front-wheel drive can make handling more difficult.

FWD Group

The main advantage of the front-wheel drive system is in terms of efficiency. Thanks to the position of the engine, gearbox and drive which are all in the front, this system allows engine power to reach the wheels efficiently and maximally.

Pros: Inherent traction advantage in all conditions, especially accelerating through turns and as engine power approaches or exceeds a level that can overwhelm two driven tires. Cons: Added cost, weight, rotational inertia, and friction reduce efficiency in all driving situations.

Front-wheel drive is usually more efficient than rear-wheel drive, increasing fuel economy. Front-wheel drive vehicles are usually easier to drive in turns. They usually don't “fishtail” like a rear-drive car might on twisty roads and they are less likely for a driver to lose control and skid off the road.