2 days Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Netspend gives you access to your paycheck or government benefits up to 2 days earlier[1] than your usual payday.

Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC.

With a Netspend Prepaid Debit Card, you can make purchases at stores, over the phone and online. Use it anywhere Debit Mastercard and Visa debit cards are accepted. Withdraw cash at ATMs worldwide. Pay bills, rent and other necessities.

Netspend Visa® and MasterCard® Prepaid Cards are issued by The Bancorp Bank, Pathward™, National Association, and Republic Bank & Trust Company, Members FDIC. Netspend is a registered agent of The Bancorp Bank, Pathward, NA, and Republic Bank & Trust Company.

In some cases, you might not even have to wait until payday to access your wages. If your employer pays you via direct deposit, you could get paid up to two days faster1 with a Netspend Prepaid card. Sign up today to take advantage of this Netspend feature and check the box that says Paycheck (up to 2 days faster).

Banks that offer early direct deposit do this by making funds available in your checking account as soon as they receive information from a payer, such as your employer, about incoming deposits, rather than waiting for the funds to clear first. This way, you might have access to your direct deposit two days early.

Netspend All-Access Account by MetaBank® has a daily ATM withdrawal limit of $1,000.

Netspend Online Banking uses Secure Socket Layer (SSL) technology to encrypt your personal information when transmitted over the internet - so you can manage your money and your stress level. Take it to-go. Get the Netspend mobile app[3] to make the tools in your Online Account Center completely portable.

Is Netspend a Real Debit Card? It's a real debit card in the sense that it can be used just like a debit card. What many people traditionally think of as a debit card is tied to a bank account that must be funded for the debit card to be useful. Netspend cards also must be funded for use.

Summary of fees:

Is Netspend a Real Debit Card? It's a real debit card in the sense that it can be used just like a debit card. What many people traditionally think of as a debit card is tied to a bank account that must be funded for the debit card to be useful. Netspend cards also must be funded for use.

Prepaid Netspend accounts work with PayPal when the two accounts are linked. Netspend users can reload their accounts using PayPal online or at one of the more than 100,000 Netspend Reload Network locations nationwide. PayPal doesn't charge Netspend customers fees when they transact with PayPal.