It's a bank account built with you mind. There's no credit check and no minimum balance required to open an account. * Best of all, you get access to online banking, paydays up to 2 days earlier[1] with Direct Deposit, optional high-yield Savings Account[2] and many more features.

Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. The Netspend® All-Access® by MetaBank, N.A. Account is established by MetaBank®, National Association Member FDIC. Netspend is a service provider to MetaBank, N.A., and Republic Bank & Trust Company.

Using Netspend card overseas Netspend cards can be used worldwide and prepaid cards have always been a smarter choice if you are willing to travel abroad. Prepaid debit cards are safer as well. If your card is stolen, lost, or compromised, you can call customer service immediately and get it deactivated.

Why does the IRS send Netspend prepaid debit cards in the mail? If the IRS doesn't have your direct deposit information on file, you may receive money in the mail. This can come in the form of a check or a prepaid debit card. One type of prepaid debit card the IRS may send is Netspend.

"Depending on how many checks a consumer cashes each month, choosing a Netspend account could be more cost-effective and allow individuals to shop online, use ATMs and send money to friends," she says. The company sends people cards after they sign up online, or you can buy them from retail locations for a fee.

Can I Transfer Money From Netspend to Bank Account? Yes, if your PayPal account is linked to your bank account, you can transfer funds from your Netspend account to your PayPal account and then transfer the funds from your PayPal account to your bank account.

One option is to use a reloadable prepaid debit card issued by Netspend, which gives consumers the ability to conduct transactions just like a bank debit card and could be a better option than using a check cashing service.

Netspend Online Banking uses Secure Socket Layer (SSL) technology to encrypt your personal information when transmitted over the internet - so you can manage your money and your stress level. Take it to-go. Get the Netspend mobile app[3] to make the tools in your Online Account Center completely portable.

Visa Travel Cards are replaceable and can be used worldwide at merchants that accept Visa cards or to obtain local currency at any ATM that displays a Visa symbol.

Using Your Card Outside the U.S.

With Netspend®, you can send or receive funds[2] with other Netspend Cardholders, as well as ACE Elite, Control, and Purpose cardholders. To send money, all you need is the other person's name and their FlashPay ID.

Netspend All-Access Account by MetaBank® sets a daily direct deposit limit of $15,000.