Applicants with a credit score of at least 650 and up to 850 may be eligible for J.J. Best Banc & Co. Auto Financing. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

No minimum credit score required for approval! Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Pay down your revolving credit balances If you have the funds to pay more than your minimum payment each month, you should do so. Chipping away at your revolving debt can have a major impact on your credit score because it helps to keep your credit utilization rate low.

With a 630 credit score, you might be able to get a traditional credit card. While most credit card issuers don't publish minimum credit scoring standards, some will approve applicants in the fair credit range.

Here's a Summary of the Easiest Credit Cards To Get

• Discover it® Secured Credit Card.
• Bank of America® Customized Cash Rewards Secured Credit Card.
• Navy FCU nRewards® Secured Credit Card.
• Tomo Credit Card.
• Petal® 1 “No Annual Fee” Visa® Credit Card.
• Credit One Bank® Platinum Visa® for Rebuilding Credit.

On-time payments The best way to get your credit score over 800 comes down to paying your bills on time every month, even if it is making the minimum payment due. According to LendingTree's analysis of 100,000 credit reports, 100% of borrowers with a credit score of 800 or higher paid their bills on time, every time.

If you always pay your loan EMIs and credit card bills on time, maintain a credit mix of secured and unsecured loans, and have a low debt-to-income and credit utilisation ratio, you can build a perfect credit score of 900.

With an 480 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans.

You can get a credit card with a credit score of 580, but you'll need to apply for specific cards that accept applicants with low credit scores. Also, be sure to analyze your monthly budget to see if it's the best decision for your financial needs at this time.

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*.

The usual credit limit for a first credit card is $100 to $500, on average, depending on which card you get. The credit limit could be as low as $100 for store credit cards or up to $500 if your first credit card is issued by a bank or credit union.

Tips to Perfect Your Credit Score

1. Pay your credit card bills often.
2. Keep a solid payment history.
3. Consider your credit mix.
4. Increase your credit limit.
5. Don't close old accounts.
6. Regularly monitor your credit report.
7. Only apply for credit when you really need it.