Retirement products Through MassMutual you can purchase many different annuity products including deferred fixed annuities, variable annuities, income annuities, and fixed index annuities. Registered index-linked annuities are available through our wholly owned subsidiary, MassMutual Ascend.

Getting Started Start here to learn about retirement savings basics including how much you have to save, how to get the most out of your 401(k), and the importance of financial and emotional planning.

The Social Security Retirement benefit is a monthly check that replaces part of your income when you reduce your hours or stop working altogether. It may not replace all your income so it's best to identify other ways to pay for your monthly expenses as you age.

MassMutual provides financial products such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities.

MassMutual is a mutual company. That means we don't have shareholders. And we're not in business to satisfy Wall Street analysts. We operate for the benefit of our members, policyowners, and customers.

The Social Security system is set up to start providing monthly benefits as early as age 62. If you start working at age 18, you'll be eligible after working for 44 years. If you spend four years in college before starting your career at 22, you'll work for 40 years before you can claim your Social Security benefits.

Your monthly retirement benefit depends on how much you've earned over your lifetime at jobs for which you paid Social Security taxes and is based on the highest 35 years of your salary history. You can get your earnings history from the Social Security Administration (SSA).

In the J.D. Power 2022 U.S. Individual Life Insurance Study, MassMutual scored above the industry average with a customer satisfaction score of 780 out of 1,000. Since the industry average score was 774, this could mean that MassMutual's policyholders are generally happy with the service the company provides.

The Massachusetts Mutual Life Insurance Company The Massachusetts Mutual Life Insurance Company, also known as MassMutual, is a Springfield, Massachusetts-based life insurance company.

MassMutual: A Life Insurance & Financial Services Company.

After retirement, Social Security provides you with some income to help you pay for your living expenses. The exact amount of Social Security income you receive through monthly payments will depend on when you start to accept Social Security income and what you earned during your working years.

Average Indexed Monthly Earnings (AIME) Up to 35 years of earnings are needed to compute average indexed monthly earnings. After we determine the number of years, we choose those years with the highest indexed earnings, sum such indexed earnings, and divide the total amount by the total number of months in those years.