In December 2019, Allstate announced that it would phase out Esurance in 2020 in order to streamline business operations. In April 2020, Allstate announced that a 15% refund will be forwarded to clients of Esurance due to the COVID-19 pandemic.

Esurance has competitive car insurance rates but has a very high level of customer complaints. It also has limited discounts and few optional coverages compared to many competitors. Those who value satisfactory customer service and robust coverage offerings over price would do better elsewhere.

Our financial strength rating Esurance's financial strength is rated A+ by A.M. Best*, a leading independent rating organization.

You should carry the highest amount of liability coverage you can afford, with 100/300/100 being the best coverage level for most drivers. You may need to carry additional coverages to protect your vehicle, including comprehensive, collision and gap coverage.

AllstateESURANCE HOLDINGS INC Esurance/Parent organizations

To ensure something is to make sure it happens - to guarantee it. To insure something or someone is to cover it with an insurance policy.

Insurance scores range between a low of 200 and a high of 997. Insurance scores of 770 or higher are favorable, and scores of 500 or below are poor. Although rare, there are a few people who have perfect insurance scores. Scores are not permanent and can be affected by different factors.

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have.

What is full-coverage insurance? Full-coverage car insurance means your policy has comprehensive and collision coverage, as well as liability coverage. With this type of policy, the insurance company will pay for damage you cause to your car and damage to other cars and people.

Esurance has a financial strength rating of A+ (Excellent) from AM Best due to its parent company Allstate, but it has more complaints than expected logged with the NAIC. Esurance is not included in recent J.D. Power studies, but its parent company, Allstate, is ranked above average in the 2022 U.S.

Difference Between Insurance and Assurance