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Chime Banking TV commercial - No Hidden Fees
Chime

Chime is a financial technology company that offers banking services through a mobile app. Founded in 2013, the company aims to provide accessible and affordable banking services to everyone, regardle...

What the Chime Banking TV commercial - No Hidden Fees is about.

Chime Banking TV commercial - No Hidden Fees

Title: Chime Banking TV Spot, 'No Hidden Fees'

Introduction:In the fast-paced and ever-evolving world of banking, finding a financial institution that truly has your back can feel like a daunting task. Hidden fees, fine print, and unexpected charges have become an unfortunate norm, leaving customers frustrated and overwhelmed. However, Chime Banking is here to change the game. In their captivating TV spot, aptly titled "No Hidden Fees," Chime boldly declares their commitment to transparency, simplicity, and customer satisfaction.

The Story:The Chime Banking TV spot opens with a vibrant, bustling city as people rush through their daily lives. A young professional, Jake, portrayed as the relatable everyday customer, finds himself juggling a coffee cup, briefcase, and his smartphone. Frustration and anxiety are apparent on his face as he glances at his traditional banking app, cluttered with hidden fees, overdraft charges, and confusing terms.

Suddenly, Jake's world transforms into a colorful, whimsical land, representing the refreshing simplicity of Chime Banking. A catchy, upbeat tune fills the background as the scene transitions to a friendly Chime representative, Lily, appearing alongside Jake. She radiates confidence and a genuine desire to help.

Lily, the embodiment of Chime's customer-centric approach, explains with clarity and simplicity how Chime is different. She points out the lack of hidden fees, including no monthly fees, overdraft fees, or minimum balance requirements. Each time Lily mentions a benefit, an animated graphic showcases the specific area of focus, making it visually engaging and memorable.

As Jake walks through this enchanting Chime world, he encounters other Chime members who share their own experiences and savings. A young couple excitedly shares how Chime's early direct deposit feature helps them stay ahead financially. An older gentleman is astounded by how Chime's innovative round-up feature effortlessly boosts his savings. These personal stories exemplify the impact Chime has on its customers' lives.

The commercial concludes with Jake, now more relaxed and confident, using his Chime card to make a purchase at a local vendor. He smiles as he sees the familiar green Chime logo on his transaction, reassured by the absence of additional fees. The colorful Chime world fades away, bringing Jake back to reality but leaving a lasting impression on him and the viewers.

Conclusion:Chime Banking's TV spot, "No Hidden Fees," masterfully captures the frustrations and anxieties experienced when navigating traditional banking. Through compelling visuals, relatable characters, and a catchy tune, Chime's commitment to transparency and simplicity shines through. By showcasing real-life customers who have found financial freedom and peace of mind with Chime, viewers are inspired to seek a banking experience that truly puts them first. In a world filled with hidden fees, Chime is the refreshing breeze that clears the clutter and empowers its customers to take control of their financial journey.

Chime Banking TV commercial - No Hidden Fees produced for Chime was first shown on television on July 16, 2019.

Frequently Asked Questions about chime banking tv spot, 'no hidden fees'

Does Chime have hidden fees? Chime doesn't charge any fees to use its banking services, including monthly fees, overdraft fees, debit card fees, in-network ATM fees or foreign fees. However, you may still be on the hook for the following charges: $2.50 to use an out-of-network ATM or get an over-the-counter withdrawal.

For example, Chime is a banking app that provides a checking account with a debit card that does not charge foreign transaction fees. In fact, Chime has practically no fees of any kind. You can even get up to an extra $200 on debit card purchases with no overdraft fees.

You might be wondering, “What bank is Chime?” Chime is not a bank but a financial technology company. Our mission is to offer people financial features that help them, like access to paychecks up to 2 days early3 with direct deposit, fee-free overdrafts of up to $200,4 and accounts with no monthly service fees.

No monthly fees No monthly fees and no minimum balance: Chime has no minimum balance requirements to open or maintain the account. Two automated savings programs: It will also round up every purchase on your Chime debit card to the nearest dollar and deposit that difference into your savings account.

Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app.

When traveling internationally, you can use your card in most countries where Visa is accepted as long as you enable international transactions. Chime doesn't charge foreign transaction fees. To turn on international transactions in your app: Tap the gear icon to open Settings.

You can use your Chime Debit Card anywhere Visa cards are accepted, including outside the U.S. and with no foreign transaction fees!

Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app. Chime does not charge a fee for international transactions, but there is $2.50 fee for international ATM withdrawals.

United States Chime (company)

TypePrivate
IndustryFinancial services
Founded2012
FoundersChris Britt and Ryan King
HeadquartersSan Francisco, California, United States

Applying for a Chime online Checking Account is completely free. We don't require an opening deposit to enroll, and we don't charge you a fee if you open an account without a deposit.

Which banks offer no-fee checking? In many cases, banks that offer no-fee checking are online-only banks, small banks or credit unions. Axos Bank, Discover and PenFed Credit Union offer three of the best no-fee checking accounts.

Can I use my Chime card abroad? Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app.

Videos

Watch Chime Banking TV Commercial, 'No Hidden Fees'

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Actors

Actors who starred in Chime Banking TV Spot, 'No Hidden Fees'

Cynthia Strahan photo
Madeleine Hernandez photo
Mark Renaudin photo
Products

Products Advertised

Chime Banking Services
Chime VISA Debit Card
TV commercials

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