A Chime debit card works like any other debit card – it's connected to your bank account and allows you to pay directly from that account at merchants and get money from ATMs. You can connect the checking account to your current bank account for funding or make direct deposits to your new Chime checking account.

Chime's debit card is linked to your bank account and a prepaid card is not. So, if you use your Chime debit card, your purchases are deducted from your Checking Account. A prepaid card, on the other hand, is not connected to any bank account and it's up to you to load money onto it in advance.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

With Chime, you can receive direct deposits up to two days early**, earn savings interest, send payments and build credit. Chime doesn't charge monthly fees, and it offers fee-free overdraft up to $200^ to eligible customers. It's best for people who receive direct deposits and don't need to deposit cash often.

Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app. Chime does not charge a fee for international transactions, but there is $2.50 fee for international ATM withdrawals.

Chime is not a bank. It is a financial technology company. The banking services it offers are provided by The Bancorp Bank, N.A., and Stride Bank, N.A., both of which are FDIC members.

Your Chime Visa Debit Card works everywhere Visa debit cards are accepted.

When traveling internationally, you can use your card in most countries where Visa is accepted as long as you enable international transactions. Chime doesn't charge foreign transaction fees. To turn on international transactions in your app: Tap the gear icon to open Settings.

Chime is a financial technology company based in California that partners with The Bancorp Bank, N.A., and Stride Bank, N.A., to offer financial products. Both of the banks Chime partners with are FDIC members. Chime is known for offering low-cost accounts that do not include overdraft fees or monthly maintenance fees.

Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app. Chime does not charge a fee for international transactions, but there is $2.50 fee for international ATM withdrawals.

You might be wondering, “What bank is Chime?” Chime is not a bank but a financial technology company. Our mission is to offer people financial features that help them, like access to paychecks up to 2 days early3 with direct deposit, fee-free overdrafts of up to $200,4 and accounts with no monthly service fees.

Can I use my Chime card abroad? Yes, you can use your Chime card anywhere Visa is accepted, for payments and for withdrawing money from ATMs. However, you have to turn on International Transactions in your settings within the app.

Note: All members must be a U.S. citizen and at least 18 years of age. Chime offers an online bank account and a mobile banking app. You can download the app for free from the Google Play Store or Apple App Store.

When traveling internationally, you can use your card in most countries where Visa is accepted as long as you enable international transactions. Chime doesn't charge foreign transaction fees. To turn on international transactions in your app: Tap the gear icon to open Settings.

United States Chime (company)

ATMs: You can withdraw up to $515 per day at any ATM. There is a $2.50 fee every time you make a withdrawal from an out-of-network ATM. Additionally, the out-of-network ATM provider may charge you an additional fee at their discretion.