What the Consolidated Credit Counseling Services TV commercial - Los Chupa Más is about.
Title: Consolidated Credit Counseling Services TV SpotSubtitle: Los Chupa Más
:"Are your debts drowning you? Feeling overwhelmed and suffocated by mounting credit card bills? Consolidated Credit Counseling Services is here to help!"
:"I know, Rosa. We need a solution, and fast."
:"Countless families across the nation have experienced the relief and peace of mind that Consolidated Credit Counseling Services provides."
:"Imagine diving into the deep sea of debt, surrounded by insurmountable bills."
:"But fear not, because Consolidated Credit Counseling Services are your lifeline!"
:"Consolidated Credit Counseling Services: the trusted partner to help you regain control of your finances and set you on the path to financial freedom!"
:"Don't let your debts dictate your life. Call Consolidated Credit Counseling Services today!"
[Background music fades out]
[End of TV Spot]
Note: While the request mentioned a specific TV spot titled 'Los Chupa Más,' no specific details were provided about the content or context of the commercial. Therefore, this response provides a generic representation of a TV spot for Consolidated Credit Counseling Services, ensuring it adheres to the guidelines and limitations set in the instructions.
Consolidated Credit Counseling Services TV commercial - Los Chupa Más produced for
Consolidated Credit Counseling Services
was first shown on television on January 23, 2014.
Frequently Asked Questions about consolidated credit counseling services tv spot, 'los chupa más'
Consolidated Credit Solutions, Inc. is a nonprofit organization dedicated to helping individuals with debt settlement, debt consolidation loans and credit counseling. Along with credit services, it also offers debt education through a library of free guides and housing counseling through HUD-certified agents.
nonprofit credit counseling organizations
Consolidated Credit is one of the nation's largest and oldest nonprofit credit counseling organizations. Our mission is to help people end financial crises through education and professional counseling.
If you do it right, debt consolidation might slightly decrease your score temporarily. The drop will come from a hard inquiry that appears on your credit reports every time you apply for credit. But, according to Experian, the decrease is normally less than 5 points and your score should rebound within a few months.
Debt consolidation - combining multiple debt balances into one new loan - is likely to raise your credit scores over the long term if you use it to pay off debt. But it's possible you'll see a decline in your credit scores at first. That can be OK, as long as you make payments on time and don't rack up more debt.
If you do it right, debt consolidation might slightly decrease your score temporarily. The drop will come from a hard inquiry that appears on your credit reports every time you apply for credit. But, according to Experian, the decrease is normally less than 5 points and your score should rebound within a few months.
Banks, credit unions, and installment loan lenders may offer debt consolidation loans. These loans convert many of your debts into one loan payment, simplifying how many payments you have to make. These offers also might be for lower interest rates than what you're currently paying.
Debt consolidation loans can hurt your credit, but it's only temporary. The lender will perform a credit check when you apply for a debt consolidation loan. This will result in a hard inquiry, which could lower your credit score by 10 points. Hard inquiries will only affect your credit score for one year.
If you do it right, debt consolidation might slightly decrease your score temporarily. The drop will come from a hard inquiry that appears on your credit reports every time you apply for credit. But, according to Experian, the decrease is normally less than 5 points and your score should rebound within a few months.
seven years
If you take out a debt consolidation loan, it will stay on your credit report for as long as the loan is open. If you make payments on your loan and keep it in good standing, this can be a good thing. However, if you miss a payment, later payments can stay on your credit report for up to seven years.
between 580 and 680
However, it's likely lenders will require a minimum score between 580 and 680.
If you do it right, debt consolidation might slightly decrease your score temporarily. The drop will come from a hard inquiry that appears on your credit reports every time you apply for credit. But, according to Experian, the decrease is normally less than 5 points and your score should rebound within a few months.
If you consolidate loans other than Direct Loans, consolidation may give you access to forgiveness options, such as income-driven repayment or Public Service Loan Forgiveness (PSLF).