Current gives teens the financial freedom they crave with the security and visibility parents want. With a Current Visa debit card, teens can learn to spend, save, and manage their money better from the start.

You can get a debit card from the age of 13 at most US banks when a parent or guardian opens a joint checking account on the child's behalf. These typically come with a contactless debit card or a cash card they can use to make ATM withdrawals.

Children under the age of 18 are not allowed to enter into credit card agreements, but many card issuers will allow minors to become authorized card users. Some issuers have minimum age requirements, that necessitate users must be at least 13 or 16 years old.

A debit card is a payment card that deducts money directly from your checking account. Also called “check cards” or "bank cards," debit cards can be used to buy goods or services or to get cash from an ATM. Debit cards can help you reduce the need to carry cash, although using these cards can sometimes entail fees.

Debit cards for teens allow children to practice the basics of money management without the risk of high overdraft fees or getting into credit card debt. You may set up payments for chores, monitor spending, set spending limits, transfer money, and more from the convenience of a mobile app.

A child can typically get a teen debit card at 13 years old when a parent or legal guardian opens a joint teen checking account on their behalf. Teen checking accounts are typically available until the child turns 18.

Most teen debit cards are designed as mobile-first applications, with the ability to sign up online. If the teen is under 18 years of age, there typically needs to be a joint account holder (parent or guardian) who is at least 18 years old to sign up for an account.

A debit card can limit your teen's ability to overspend. If you want to teach your child responsible spending habits, a debit card might be a great tool. Credit cards allow teens to charge as much as they want, whether or not they actually have the funds, which can lead to debt and bad money habits.

Most banks require kids to be at least 13 to open a teen checking account, through which they can get their own debit card. If you want to start their debit card journey at 12, you may be limited to prepaid debit cards.

The only way to get a credit card when you're under 18 years old is to become an authorized user on an adult's credit card account. You cannot get your own credit card account until you turn 18 and you're able to demonstrate enough independent income to make monthly bill payments.

It is much quicker than having to wait for a credit transaction to go through or having to worry about having an adequate amount of cash in the account, to cover your expenses. Debit Cards make transactions fast, easy and convenient to use. Debit Cards have the ability to give you cash.

They're faster than writing a check and are widely accepted by retailers. Debit cards are especially convenient if you need to withdraw cash from an ATM or want to get cash back when you make a purchase at a store. They typically don't have any annual fees.