What is Bank of America (Credit Card) Premium Rewards Visa Card?
The Bank of America Premium Rewards Visa credit card is a top-rated cash back credit card that offers excellent rewards and benefits to its users. The card has a low annual fee of $95, which is more than offset by its many benefits. One of the standout features of this card is that it charges no foreign transaction fees, making it an excellent option for international travelers.
Cardholders have access to the Visa Signature Luxury Hotel Collection , which offers perks such as room upgrades and late checkout. They can also earn 2 points per dollar spent on travel and dining purchases, and 1.5 points per dollar on all other purchases. Points can be redeemed for cash back, travel, or gift cards.
The card also provides trip delay coverage when a covered trip is delayed by more than 12 hours , which can come in handy for frequent travelers. Cardholders receive up to $100 credit toward TSA PreCheck or Global Entry application fees once every four years.
Additionally, Bank of America has excellent customer service for its credit card customers, with multiple contact options available for those who need assistance. Overall, the Bank of America Premium Rewards Visa credit card is an excellent option for those looking for a cash back credit card with great rewards and benefits.
Frequently Asked Questions about bank of america (credit card) premium rewards visa card
Card Details
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and points don't expire.
Solid rewards that can get even better
With the Bank of America® Premium Rewards® credit card, you'll earn 2 points back on travel and dining and 1.5 points back on everything else. There is no limit to the rewards you can earn, and your points never expire.
When items you purchase with your card are stolen or damaged within 90 days of purchase, your item will be reimbursed, repaired or replaced through Bank of America purchase protection coverage (for up to $10,000 per claim).
Bank of America offers credit cards featuring benefits from travel and cash back to an exceptional suite of services and experiences, all curated to complement your lifestyle. As a Private Bank client, you will earn 75% more points on every purchase, if you're enrolled in Bank of America's Preferred Rewards program.
NerdWallet's Best Bank of America Credit Cards of October 2023
- Bank of America® Customized Cash Rewards credit card: Best for Bonus category cash back.
- Bank of America® Unlimited Cash Rewards credit card: Best for Simple cash back.
- Bank of America® Travel Rewards credit card: Best for Travel.
The Card Premium Bank Account is a checking account established by, and the Premium Visa Debit card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.
UBL Premium Visa Debit Card allows you to withdraw cash up to Rs. 200,000/- per day from the over 10,000 ATMs across the country and at more than 1.5 Million ATMs worldwide.
The Visa range of premium products, designed specifically for higher spending, gives you extra freedom, flexibility and reassurance whether you are travelling or at home. They all come, as standard, with: Higher spending limits and more flexible spending controls.
Credit cards branded as Visa Signature cards come with extra perks and benefits beyond those offered to cardholders with a standard Visa card. These benefits could range from extra protections on purchases to travel deals and concierge access.
Bank of America credit cards can be either Visa or Mastercard, depending on the card. Both Visa and Mastercard credit cards benefit from extensive worldwide acceptance, and they also provide similar perks.
Bank of America® Visa® credit cards offer a variety of features and rewards to meet any lifestyle. Whether you're looking to earn cash back on every purchase, flexible travel points good for more than just flights or airline miles or are looking for a credit card with a lower interest rate, we've got options.
1. Unsecured credit card. Unsecured credit cards are the most common type of credit cards. Unlike secured credit cards, unsecured credit cards don't require you to deposit cash as collateral.
UBL Premium Visa Debit Card allows you to withdraw cash up to Rs. 200,000/- per day from the over 10,000 ATMs across the country and at more than 1.5 Million ATMs worldwide.
