What is Liberty Mutual New Car Replacement?
Liberty Mutual's New Car Replacement is a unique feature of their auto insurance policy that provides customers with additional protection for their new vehicle. In the event of an accident where the car is totaled, Liberty Mutual will pay to replace the vehicle with a new one of similar make and model, regardless of the car's age or mileage.
This means that if you recently purchased a brand new car, you can rest easy knowing that if something happens to it, you won't be left with a depreciated value payout that won't be enough to buy a comparable car. Instead, Liberty Mutual will provide you with the means to purchase a brand new car.
To qualify for Liberty Mutual's New Car Replacement, you must have purchased your car within the last 12 months, and the vehicle must have less than 15,000 miles on it. This coverage is available for customers who have both collision and comprehensive coverage on their policy.
Having New Car Replacement coverage can offer peace of mind to new car owners who are worried about the potential loss of value after an accident. It's just one of the many ways that Liberty Mutual sets itself apart from other auto insurance providers in terms of coverage and customer service.
Frequently Asked Questions about liberty mutual new car replacement
In business since 1912, and headquartered in Boston, today we are the fifth largest global property and casualty insurer based on 2022 gross written premium.
1. General wear and tear: In general, auto insurance doesn't cover normal wear and tear. This can include things like brake replacement, engine repairs, or replacing windshield wipers. In addition, smaller wear and tear issues like scratches, dings, chipping paint, etc.
Liberty Mutual offers standard auto policies to which you can add several types of optional coverage, depending on your state, including: Accident forgiveness. Your premium won't increase as a result of your first accident if you've had no crashes or traffic violations for five years.
Plymouth Duster
Doug and Limu Emu stand across from the next generation of Liberty Mutual agents, preparing to hand over the keys to a mini yellow Plymouth Duster.
With OEM parts insurance, all repairs made to your car will be made with OEM parts as a priority. The OEM endorsement on your auto policy mandates that all replacement parts for damaged bumpers, tail lights, etc., will be sourced from your car's manufacturer whenever possible.
Liberty Mutual full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
Plymouth Duster
Doug and Limu Emu stand across from the next generation of Liberty Mutual agents, preparing to hand over the keys to a mini yellow Plymouth Duster.
Liberty Mutual Insurance Values
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The Jeep Liberty is a four door unibody compact SUV manufactured and marketed by Jeep for model years 2002–2012 over two generations, internally designated the KJ (2002-2007) and KK (2008-2012), respectively.
Jeep
In 2002, Jeep introduced the Liberty as part of its Jeep lineup of vehicles and it served as a replacement for the Jeep Cherokee in the United States.
OEM stands for Original Equipment Manufacturer, which means the parts are made by the same company that makes the vehicle. Meanwhile, aftermarket parts are produced by a different parts company and are often designed to be compatible with as many makes and/or models as possible.
OEM, Original equipment manufacturer part is a part made by the manufacture or made for them to their specification but an external company. A genuine part is a part supplied by the vehicle manufacturer in their packaging. Aftermarket parts are parts produced by any other company.
Located in Central Virginia, Liberty is a liberal arts institution with 15 colleges and schools and offers programs in fields such as education, counseling, religion, law, aviation, cinematic arts, business, and more.
A legacy of the Age of Enlightenment, the motto "Liberté, Egalité, Fraternité" first appeared during the French Revolution.
liberty, a state of freedom, especially as opposed to political subjection, imprisonment, or slavery. Its two most generally recognized divisions are political and civil liberty.
Jeep
About Liberty
In 2002, Jeep introduced the Liberty as a replacement for the aging Cherokee fleet. It would become the most economical car in the lineup, designed to mold popular Cherokee trim levels and engine displacements into one all-around SUV.