Royal & Sun Alliance Insurance Ltd Nationwide Home Insurance is underwritten and administered by Royal & Sun Alliance Insurance Ltd (No. 93792). How can we help you?

Home insurance protects your home and its belongings. It can cover the cost of repairing or rebuilding your home if it's damaged by things like fire, storm or flood. And it can cover the cost of replacing the things in your home if they're stolen, or repairing or replacing them if they're damaged.

In this guide

• Our review and research process.
• Who offers the best home insurance deals?
• LV.
• Aviva.
• Axa.
• Admiral Home Insurance.
• Direct Line.
• Policy Expert.

Make the most of our range of insurance products, and financially protect what's important to you. Brought to you by Nationwide, provided by our trusted partners.

HO-3. The most common type of homeowners insurance is the HO-3 Special Form policy, which covers your home, your personal property, liability, additional living expenses and medical payments. Personal finance and insurance expert Laura Adams says, “An HO-3 is considered the standard coverage.

HO-3 The HO-3, also known as a "special form," is the most common homeowners insurance policy form, says the National Association of Insurance Commissioners. An HO-3 offers "open peril" coverage for the structure of your home.

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Over the past 90 years, focusing on customers and valuing people have helped Nationwide become one of the largest insurance and financial services companies in the world.

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have.

Life Insurance The most basic - and least expensive - is term life insurance, which pays a specific amount if you die within the time frame of the policy.

Four types of insurance that most financial experts recommend include life, health, auto, and long-term disability.

Basic Form Coverage This type of policy only covers perils that are specifically listed. Like the name implies, Basic Form coverage offers the least amount of protection. Naturally, this form tends to have the cheapest premiums. Common named perils include fire, lightning, windstorms, smoke, etc.

Five independent agencies - A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody's and Standard & Poor's - rate the financial strength of insurance companies. Each has its own rating scale, its own rating standards, its own population of rated companies, and its own distribution of companies across its scale.

Our focus on people helps make us great Over the past 90 years, focusing on customers and valuing people have helped Nationwide become one of the largest insurance and financial services companies in the world. Even though we have dozens of affiliated companies, people are our biggest resource.

6 days ago Unlike the banks we are owned by our members, not shareholders. That's anyone who banks, saves or has a mortgage with us. Which means we can always focus on what's best for them. It's our fundamental difference and what makes us a good way to bank.

Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have.