What is Physicians Mutual Dental Insurance?
Physicians Mutual Insurance Company is a well-known insurance provider that offers a range of insurance products , including dental insurance. The company's dental insurance plans cover a wide range of services, including preventive, basic, and major dental procedures.
Physicians Mutual provides coverage for over 350 types of dental procedures , including routine cleanings, x-rays, fillings, root canals, extractions, dentures, and more. The company offers flexible dental plans that allow individuals and families to choose the coverage that best fits their needs and budget.
One of the highlights of Physicians Mutual's dental insurance plans is the absence of deductibles for many of its services. This means that policyholders can receive coverage without having to pay a deductible. Additionally, many of the company's plans offer no waiting period for preventive and basic services, meaning that people can receive coverage as soon as their policy becomes effective.
Physicians Mutual also has a broad provider network of specialists and dentists across the US, making it easy to find an in-network provider for its policyholders. The company's dental plans are also affordable, making them a great choice for those looking for quality dental insurance at a reasonable price.
Overall, if you're looking for comprehensive dental insurance with no deductibles, affordable pricing, and an extensive provider network, Physicians Mutual's dental insurance plans might be a great choice for you.
Frequently Asked Questions about physicians mutual dental insurance
Compare the Best Dental Insurance Companies
| Company | Coverage Limit | Plans |
|---|
| Cigna Best Overall | Up to $1,500 | 3 |
| Renaissance Dental Runner Up, Best Overall | $1,000 to $1,600 | 4 |
| Spirit Dental Best for No Waiting Periods | $750 to $5,000 after 3 years | 8 |
| Humana Dental Insurance Best Value | $1,000 to unlimited | 8 |
Physicians Mutual Insurance Company was founded in 1902, while Physicians Life insurance Company formed in 1970.
Physicians Mutual Insurance competitors include Humana, Mutual of Omaha, AARP and Colonial Penn Life Insurance.
Dental Preferred Provider Organization (PPO)
Dental Preferred Provider Organization (PPO) Plans
The NADP reports that 82 percent of dental policies are dental PPOs. With these plans, a network of dentists agrees to provide care at a discounted rate to patients.
Here are our picks for the best dental insurance companies:
- Anthem – Good for out-of-network coverage.
- Guardian – Good price for benefits provided.
- Ameritas – Good for no waiting periods.
- Humana – Good for preventive care.
- Spirit Dental – Good for dental cleanings.
Long-standing & financially stable insurance company: Physicians Mutual has been in business since 1902 and has an A (Excellent) rating with A.M. Best.
They provide an extensive range of health and life insurance services, including dental insurance for both businesses and individuals. You know you can trust Physicians Mutual dental insurance because it has an A+ rating with the Better Business Bureau (BBB) and an AM Best rating of A and A+ for its financial strength.
Next Insurance's competitors and similar companies include Insureon, Embroker, Optum Workers' Compensation and Auto No-Fault and Asuransi Astra. Next Insurance is an online insurance company for entrepreneurs and small businesses.
Four types of insurance that most financial experts recommend include life, health, auto, and long-term disability.
The most common types of insurance coverage include auto insurance, life insurance and homeowners insurance.
Top 12 Largest Dental Companies Announced
- The Procter & Gamble Co.
- Colgate-Palmolive Co.
- Zimmer Biomet.
- Straumann.
- Align Technology.
- Henry Schein Inc.
- Dentsply Sirona.
- Envista Holdings Corp.
A (Excellent)
Physicians Mutual has an A (Excellent) rating from AM Best for financial strength, which means that it has an excellent ability to meet policyholder obligations and pay claims. 2 Financial strength ratings are important because they indicate how likely the insurer will be able to deliver on its promises in the future.
A (Excellent)
A.M. Best Co. has commented that the financial strength rating of A (Excellent) and issuer credit rating of "a+" of Physicians Mutual Insurance Company (Physicians Mutual) (Omaha, NE) are unchanged. The stable rating outlook also is unchanged.
A (Excellent)
Physicians Mutual has an A (Excellent) rating from AM Best for financial strength, which means that it has an excellent ability to meet policyholder obligations and pay claims. 2 Financial strength ratings are important because they indicate how likely the insurer will be able to deliver on its promises in the future.
These top health insurance companies earn $623 billion, in total. The largest health insurance companies by membership are Kaiser Permanente, Anthem, HCSC (Blue Cross Blue Shield), UnitedHealth Group and Centene.
Ranking of the 20 largest insurance companies according to Forbes
| Rank | Company | Market value |
|---|
| 1 | UnitedHealth Group | 460.19 |
| 2 | Ping An Insurance Group | 138.56 |
| 3 | Allianz | 95.45 |
| 4 | AXA Group | 70.07 |
