Speedway points can be redeemed for fuel discounts, merchandise, and free food. Simply swipe your Speedy Rewards card at checkout to apply the points to your purchase.

The Speedy Rewards program is fairly easy to understand, and you can get rewarded for more than gas purchases. Once you're a member, you'll earn 10 points for every gallon of fuel you buy and 20 points for each dollar you spend on merchandise in Speedway stores.

No annual fee. Plenty of great rewards credit cards don't charge annual fees. So while this aspect of the Speedway Rewards Card will save you about $21.64 per year relative to the average credit card, it's not reason enough to apply.

A Step-by-Step Guide to Getting Your 10 Cents Off Per Gallon at Speedway

1. Step 1: Sign up for a Speedy Rewards Card.
2. Step 2: Download the App.
3. Step 3: Use Your Credit Card Wisely.
4. Step 4: Watch Out For Promotions.
5. Step 5: Purchase in Bulk.
6. Step 6: Stay Classy and Clean.

Speedway points are worth 0.09 cents each, on average. For example, 10,000 Speedway points have a dollar value of roughly $9. As a result, Speedway points are less valuable than the average retail rewards points, which are valued at 2.15 cents each.

A new way to pay. Speedy Rewards Pay Card offers you an interest-free, debit card experience combined with discounts at-the-pump. Earn double points on fuel every day. Plus, save 5¢ per gallon on all fuel purchases for the first 90 days.

Whenever you shop, dine or make other day-to-day purchases at any merchant or restaurant participating in the Fuel Rewards program, you earn cents-per-gallon discounts on fuel known as Fuel Rewards savings. The savings you earn between fill-ups are then combined to drive down the price you pay at the pump.

How does the Fuel Rewards® program help me save money on fuel? As a Fuel Rewards® member, you'll save 10¢/gal on every fill-up with Platinum Status, 5¢/gal with Gold Status, or 3¢/gal with Silver Status. You can lower your price even more with Fuel Rewards® savings earned from everyday purchases.

If a card provides you with the opportunity to earn cash back, points or miles on purchases, it's a rewards card.

So if you're saving 10 cents a gallon, you're saving about $1.50 on a full tank of gas. If you're saving 20 cents a gallon, you're saving about $3 to fill up.

Some gas stations offer a different price to customers paying with cash, since they don't incur an interchange fee when cash is used. You might find that keeping some cash on hand just for this purpose can be a straight-forward way to save at the pump.

As long as you've accrued enough reward points (at least 750), they can be used towards a discount of up to $0.50/gallon off already low competitive prices at most locations. 4) Can someone else use my Speedy Rewards account or redeem my earned rewards?

So filling up a 15-gallon tank could shave as much as $1.50 off the total. But regular cash-back credit cards could save you even more. A rewards card that pays you 5 percent on your gasoline purchases could mean a savings of $2.94 on a 15-gallon fill-up ($58.80), or about twice as much as the gas card.

The Shell | Fuel Rewards® Mastercard® is worth it for individuals who spend a lot of money at Shell stations each year. This card also offers a generous rate of return on dining and grocery purchases, theoretically on par with top cash back credit cards.

Program Basics How does the Fuel Rewards® program help me save money on fuel? As a Fuel Rewards® member, you'll save 10¢/gal on every fill-up with Platinum Status, 5¢/gal with Gold Status, or 3¢/gal with Silver Status. You can lower your price even more with Fuel Rewards® savings earned from everyday purchases.

Rewards credit cards offer points that can be redeemed for merchandise, flights, and more, whereas cash back cards give you a fixed dollar amount for every purchase you make. Choose a credit card based on your lifestyle and what gives you the most bang for your buck.