What is American Express Blue Cash Everyday?
American Express Blue Cash Everyday is a credit card that offers a number of benefits to consumers, especially those who don't want to pay an annual fee. The card allows cardholders to earn cash back on their purchases, with bonuses on popular spending categories like gas , online retail, and purchases made at U.S. supermarkets.
The card offers 3% cash back on groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%), and 3% cash back on U.S. online retail purchases, making it an excellent choice for those who frequently shop in these categories. Additionally, it offers 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases.
American Express Blue Cash Everyday is also unique in that it offers a Divide Payments app, which allows cardholders to use the American Express app to divide payments with friends with Amex Send & Split. This can make it easier to split the cost of a meal or other expenses with friends.
Another great feature of the card is that it has no annual fee, making it a low-cost option for those who want to earn cash back on their purchases. Additionally, the card offers a $200 statement credit after spending $2,000 in purchases on the card within the first 6 months.
Overall , American Express Blue Cash Everyday is a rewarding cash-back card that offers a mix of rewards categories and rates for no annual fee. It is an excellent choice for modest spenders or those who refuse to pay annual fees but still want to earn cash back on their purchases.
Frequently Asked Questions about american express blue cash everyday
With the Amex Blue Cash Everyday, you can earn 3 percent cash back on your first $6,000 spent on eligible purchases at U.S. supermarkets, U.S gas stations and U.S. online retail purchases each year. After that, those purchases - in addition to purchases in all other categories - earn 1 percent cash back.
Explore Benefits
- 3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
- 3% Cash Back On U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%)
- 3% Cash Back On Gas At U.S. gas stations, on up to $6,000 per year in purchases (then 1%)
charge cards
American Express (AXP) is an American financial and travel services corporation with operations in more than 110 countries. 1 Its primary products include charge cards, credit cards, financial services, and travel-related services like traveler's checks.
The Blue from American Express Card is a rewards credit card. It earns two points per dollar on eligible travel purchases made on AmexTravel.com and one point per dollar on all other purchases.
The Blue Cash Everyday® Card from American Express has no annual fee, but there is a *2.7% foreign transaction fee, making this not the best card for frequent travelers.
The biggest difference between the Blue Cash Everyday and Amex EveryDay is that the Blue Cash card earns cash back (in the form of statement credits), while the Amex EveryDay earns Membership Rewards points.
What benefits are available to American Express cardholders?
- Travel protections.
- Retail protections.
- Pre-sale ticket access.
- Complimentary hotel nights and property credits.
- Lifestyle credits with Amex partners.
- Free ShopRunner membership.
- American Express Experiences hub.
- Limited-time retail offers.
Standard cash cards can also be easily used at an ATM to withdraw cash from an account. If tied to a bank checking account cash card ATM transactions are generally offered without fees if made at a bank-operated or affiliated ATM. Gift cards are another type of standard cash card.
Some Amex cards feature free shipping, travel insurance benefits, concierge services and even automatic elite status with hotel loyalty programs. Since Amex credit cards all offer their own unique features and perks, however, you'll want to read over your card's terms and conditions to know what you qualify for.
Amex's secret to success is its focus on providing a high-quality customer experience and building a loyal customer base. The company offers a wide range of rewards and benefits to its cardholders, which helps it stand out from other credit card companies.
The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worthwhile for applicants who want a $0 annual fee and bonus rewards on U.S. supermarket, U.S. gas station and U.S. online retail purchases.
The Blue Cash Everyday® Card from American Express offers a simpler rewards program for cash back enthusiasts, but rewards optimizers may get more value out of the Amex EveryDay® Credit Card. Depending on what type of rewards you want, one card may be better than the other.
The credit limit for the Blue Cash Everyday® Card from American Express normally ranges from $1,000 to $15,000 or more. It varies based on a variety of factors, including your annual income and credit history.
How does cash back work on the Blue Cash Everyday from American Express? This card pays 3% cash back on up to $6,000 a year in spending in each of these three categories: at U.S. supermarkets, U.S. gas stations and U.S. online retail purchases. After you hit the $6,000 cap in any of these categories, you earn 1%.
Amex Blue Cash welcome bonuses
Those are solid welcome offers for these cards, and the minimum spending requirement of only $2,000 in six months on the Blue Cash Everyday should be relatively easy to hit, requiring only about $333 in purchases each month with your card.
The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full review of the Platinum Card from American Express.
