New York Life and its subsidiaries provide insurance, investment, and retirement solutions that help people at all stages of life achieve financial security, delivered through financial specialists nationwide.

A mutual insurance company, New York Life is owned by its policyholders and has no outside shareholders. As a mutual, New York Life distributes a portion of its earnings to eligible policyholders as annual dividends.

New York Life is NOT MLM or a pyramid scheme.

April 12, 1845New York Life Insurance Company / Founded New York Life also provides insurance and investment products to the institutional market and operates one of the world's largest global asset managers through New York Life Investments. The company was founded on April 12, 1845 and has occupied its landmarked headquarters on Madison Avenue in New York City since 1928.

New York Life Insurance Company is the nation's largest mutual life insurance company and one of the largest life insurance companies in the world5.

New York Life provides a good combination of top-notch financial strength and whole life insurance policies in which cash value often builds well early. Whole life insurance buyers will also find generally reliable illustrations.

mutual company New York Life is a mutual company, meaning we are not traded on the stock exchange, we don't have shareholders, and we don't answer to Wall Street. We answer to and operate for the benefit of current and future policy owners.

Employees of MLM businesses are hired as independent contractors (read: no health benefits or salary) that act as “distributors” who make money two ways: 1. By selling the product or service directly to other consumers. Example: Jane is a distributor for ABC Cosmetics Company.

New York Life has the highest financial strength ratings currently awarded to any U.S. life insurer from all four major credit agencies A.M. Best (A++), Fitch Ratings (AAA), Moody's Investors Service (Aaa) and Standard & Poor's (AA+).

We rank #71 on the prestigious 2023 "Fortune 500" list. Once again we retained our title as the largest mutual life insurance company in the U.S. and in the "Fortune 100".

New York Life has been insuring Americans for more than 175 years and is one of the most recognizable insurance providers in the U.S. The company maintains a stellar financial strength rating with each major credit rating agency, including an A++ rating from AM Best and an A++ rating from Standard & Poors.

New York Life ranked among the best companies for customer service in Newsweek's 2023 “America's Best Customer Service” list. We rank #71 on the prestigious 2023 "Fortune 500" list. Once again we retained our title as the largest mutual life insurance company in the U.S. and in the "Fortune 100".