PNC is the product of a merger of two distinguished Pennsylvania banks in 1983: Pittsburgh National Corporation and Provident National Corporation based in Philadelphia. Each of these institutions had served diverse markets so that merger creating PNC also became the largest bank in Pennsylvania.

It boasts a competitive APY on its online-only savings account (only available in certain states). PNC supports more than 2,400 branches and offers access to around 60,000 fee-free ATMs. The bank provides above-average digital banking features.

The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing. PNC is one of the largest Small Business Administration lenders and one of the largest credit card issuers.

• Products & Services. Banking. Banking. Virtual Wallet® Checking. Savings. Credit Cards. Prepaid, Reloadable Card. Online & Mobile Banking. ATM Banking. Student Banking. Military Banking. PNC Choice Banking. Borrowing. Borrowing. PNC HomeHQ® Mortgage Purchase & Refinance. Home Equity Lines of Credit. Auto Loans.
• Small Business.
• About.

As a PNC customer, you can access your money fee-free at approximately 60,000 ATMs across the country, as listed on pnc.com/locator. Digital tools to plan and track your spending and automate your savings. Students AND parents can enroll to receive account alerts when balances are low.

What Do I Need To Open A Bank Account?

• A U.S. government-issued photo ID.
• Personal information, such as Social Security number, date of birth, and U.S. residential address.
• Funds for a deposit (some banks do not require this)

A Personalized Relationship Banking Solution At PNC, we understand that your financial needs are complex and multifaceted. That's why we offer a wide range of strategies, guidance and products to help you and your family thrive. PNC Choice Banking is designed to help you meet your goals and keep moving forward.

The company's liquidity coverage ratio for the first quarter was 108%, exceeding its regulatory minimum requirement, it said. Its common equity tier 1 ratio, a key measure of financial strength, had also increased to 9.2% at March end, from 9.1% at December end.

Assets: $554.1 billion. ATMs: 60,000 PNC Bank and PNC partner ATMs. Branches: More than 2,400 in 28 states and Washington, D.C.

Distinguishing Features. Part of PNC's Virtual Wallet is a service called Low Cash Mode. There are no non-sufficient funds fees and a maximum of one $36 overdraft fee per day with Low Cash Mode. PNC customers with Virtual Wallet will receive customized alerts any time their account is low.

Banking Services It is most concerned with direct saving and lending, while the financial services sector incorporates investments, insurance, the redistribution of risk, and other financial activities. Banking services are provided by large commercial banks, community banks, credit unions, and other entities.

PNC Bank's main checking account offerings include: Virtual Wallet, for customers who want basic account features and online tools; Virtual Wallet Performance Spend, which features two reimbursements for non-PNC ATM use per statement cycle and other perks; and Virtual Wallet Performance Select, which is the premium ...