With more than a century of business know-how to our name, Amica is the oldest mutual insurer of automobiles in the country. We also offer home, marine, personal umbrella liability and life insurance products. Our employees are the key to providing exceptional service to our loyal policyholders.

Overview. Established: 1907 – Amica is the oldest mutual insurer of automobiles in the United States. Company Profile: Amica is a direct writer of personal insurance with auto, homeowners, personal excess liability and marine coverages.

Because of Amica's high J.D. Power auto claims satisfaction score and low average amount of customer complaints with the National Association of Insurance Commissioners, Amica could be a great choice for drivers looking for top-notch customer service.

Amica's Mission Statement "Our mission is to create peace of mind and build enduring relationships."

Key Takeaways. An insurance company owned by its policyholders is a mutual insurance company. A mutual insurance company provides insurance coverage to its members and policyholders at or near cost. Any profits from premiums and investments are distributed to its members via dividends or a reduction in premiums.

policyholders A mutual insurance company is one that is owned by its policyholders, not by outside investors. This makes it different from a stock insurance company, which is owned by shareholders and traded publicly.

While it may not be one of the nation's largest insurers, the company is mighty when it comes to customer service, boasting high satisfaction ratings and few complaints. Amica is rated No. 7 on NerdWallet's 2023 list of Best Car Insurance Companies.

Amica is a global manufacturer of household appliances headquartered in Wronki, in western-central Poland. The company produces refrigerators, washing machines and dishwashers, vacuum cleaners, microwave ovens, electric stoves, kettles for the kitchen under the brands Hansa, CDA, Gram.

We are recognised as the most trusted household appliance brand in Europe, and are certified by the ISO for our quality.

Empathy is our best policy Empathy is our best policy.

We create an exceptional lifestyle experience for seniors who wish to live with confidence, connection, opportunity, hope and purpose.

Advantages of a Mutual Company A major selling point of mutual insurance companies is its shared ownership structure. Policyholders get some of the cost of their premiums back in the form of dividends or reduced premium prices. Many mutual companies have changed to a joint stock corporate structure.