Looking for a Medicare Advantage plan? Cigna offers plans with low or no monthly premiums, and often with dental and vision, too.

Essentially, Medicare Advantage HMO and PPO plans have around the same costs covered for essential medical services. This includes copayments, coinsurance, deductibles, and your monthly premium and Part B premium. However, HMO plans usually have lower monthly premiums than PPO plans.

Financial Strength & Credit Ratings

• Standard & Poor's – rating for Connecticut General Life Insurance Company (CGLIC) and Cigna Health and Life Insurance Company (CHLIC) is "A"
• A.M. Best – rating for CGLIC and CHLIC is "A"
• Moody's – rating for CGLIC and CHLIC is "A2"
• Fitch – rating for CGLIC is "A+"

One of the biggest differences between Part C plans and Original Medicare (also known as fee-for-service) is that Medicare Advantage often has limited networks of doctors and hospitals and charges you more to see out-of-network providers - if you're allowed to see them at all.

Lower out of pocket costs Under Medicare Advantage, each plan negotiates its own rates with providers. You may pay lower deductibles and copayments/coinsurance than you would pay with Original Medicare. Some Medicare Advantage plans have deductibles as low as $0.

Cigna Insurance customers are the general public, which includes individuals, commercial and corporate customers. Various products and services, such as general insurance, life insurance, healthcare insurance, and so on, are tailored to these market segments.

Medicare Advantage, also known as Part C, is a type of Medicare plan offered by a private company, like Cigna. These plans provide you with all your Medicare Part A and Part B benefits and may include plan extras not offered by Original Medicare.

With a Medicare Advantage Plan, you may have coverage for things Original Medicare doesn't cover, like fitness programs (gym memberships or discounts) and some vision, hearing, and dental services (like routine check ups or cleanings).

Best overall Medicare Supplement: AARP AARP/UnitedHealthcare (UHC) is one of the best Medigap companies, offering the security of an AARP endorsement and the strength of a major health insurance company. Its rates are cheap, and plans include many add-ons such as discounts on vision and dental care.

At Cigna, we believe a smart health plan strategy starts with cost control, budgeting, and funding solutions that are designed to help keep health benefit costs under control, offer predictability and protection against high-cost claims to help keep your employees healthier.

No. 15 Photo | Contributed Bloomfield-based Cigna placed at No. 15 on the most recent Fortune 500 list. Fourteen Connecticut companies earned spots on Fortune magazine's top 500 largest business list for 2023.

We hold ourselves to high standards, which begins with core ethical principles that form the foundation of the commitment to integrity, corporate social responsibility, legal compliance, and ethical conduct of The Cigna Group.