What the Personal Capital TV commercial - A Plan is about.
Personal Capital is a company that provides financial advisory and investment management services. In their latest TV spot, titled "A Plan", the company highlights the importance of having a financial plan.
The commercial begins with a couple sitting down with their financial advisor, who asks them about their retirement goals. The couple responds with vague answers and the advisor points out that they need a plan in order to reach those goals.
The rest of the commercial features the couple going about their life - running errands, spending time with family and friends, and enjoying hobbies - while their financial advisor works behind the scenes to create a tailored financial plan for them. The couple receives regular updates on their progress and can make adjustments as needed.
The message of the commercial is clear - having a financial plan can help individuals and families achieve their long-term goals, whether it's buying a house, paying for college, or retiring comfortably. Personal Capital's services aim to make this process easier and more accessible for everyone, regardless of their financial situation.
Overall, the "A Plan" TV spot is a concise and effective advertisement that emphasizes the importance of financial planning in a relatable and engaging way.
Personal Capital TV commercial - A Plan produced for
Personal Capital
was first shown on television on January 15, 2020.
Frequently Asked Questions about personal capital tv spot, 'a plan'
Free app. Personal Capital doesn't charge a fee for its app and all the features it offers. If you decide to use its wealth management services, there is a fee for that. But everything else is available for free.
Accessibility and Ratings. The Personal Capital app is available on your web browser, as well as on iOS and Android mobile devices. The company's mobile app has 4.7 stars across more than 36,000 reviews in the Apple App Store and 4.3 stars over more than 16,000 reviews in the Google Play Store.
Yes, Personal Capital is safe to use to track your finances, manage your net worth, and plan your retirement. You can do so all for free using their suite of financial tools. They now have over 5 million registered users tracking over $50 billion in assets under management as of 2022.
The Personal Capital app is free to use and free of ads; their business model is to convert a small percentage of users to their full-service wealth management business. Personal Capital is available as a desktop app but also includes award-winning mobile apps for iOS and Android.
Wealth management fees and minimum
A rate of 0.89% on your first $1 million in investments is lower than the average financial advisor fee. However, it's still more than what many of the best robo-advisors charge. While Personal Capital offers a quality wealth management service, you could find more affordable options.
Vyzer (Best Personal Capital Alternative for High-Net-Worth Individuals) represents the best Personal Capital alternative for high-net-worth individuals found on this list. It offers investment portfolio tracking, financial planning tools, and wealth management solutions for both public and private investments.
Personal Capital (now Empower) is better at helping you invest and manage your portfolio, while Mint is much better at helping you budget and save your money. So it's really just a matter of figuring out which area, investing or budgeting, you need help with.
Cons of Personal Capital
One of the biggest downsides to Personal Capital is cost. If you choose to sign up with Personal Capital Advisors, you will be eating a 0.89% fee. This fee is much higher than what you might be paying to other robo-advising services, like Wealthfront or Betterment.
– Discovering Personal Capital through digital marketing and partnerships. – Clients seeking personalized financial advice from human advisors. Personal Capital generates revenue through the following channels: 1. Asset-Based Fees: Charging fees based on the assets under management (AUM).
Personal Capital (now Empower) is better at helping you invest and manage your portfolio, while Mint is much better at helping you budget and save your money. So it's really just a matter of figuring out which area, investing or budgeting, you need help with.
Final Word: Personal Capital vs Mint
To sum it up… If you need a tool for budgeting and saving, choose Mint. If you need a tool for tracking and managing your investments, choose Personal Capital (Empower).
Quicken Premier (Best Personal Capital Alternative for Personal Finance Planning) More than 20 million users trust Quicken Premier as one of the best investment tracker tool options for their needs. Quicken Premier's financial management software allows investment tracking for your entire portfolio in one dashboard.
