Medicare Advantage is an alternative to traditional Medicare offered by private health insurance companies. Medicare Advantage plans cover all the same services under Original Medicare Part A and Part B, but often include prescription drug coverage and extra benefits.

97% of Humana's Medicare Advantage members are in contracts rated 4-star or higher for 2022, reflecting strong commitment to quality of care, patient-centered clinical outcomes and customer service. Humana Inc. Accessed 8/4/2022. Humana, Inc: Reviews: Better Business Bureau® profile.

To be eligible for the Medicare Part B Giveback Benefit, you must:

1. Be enrolled Original Medicare (Parts A and B)
2. Pay your own Part B premium.
3. Live in the service area of a plan that offers a Part B giveback.

Medicare Advantage Plans provide all of your Part A and Part B benefits, including new benefits that come from laws or Medicare policy decisions. Plans must cover all emergency and urgent care (both physical and mental), and almost all medically necessary services Original Medicare covers.

One of the biggest differences between Part C plans and Original Medicare (also known as fee-for-service) is that Medicare Advantage often has limited networks of doctors and hospitals and charges you more to see out-of-network providers - if you're allowed to see them at all.

Medicare Supplement Plan G is the best overall plan that provides great coverage for seniors and Medicare enrollees. Plan G will cover almost everything except the Medicare Part B deductible, which is only $226 for 2023.

AARP/UnitedHealthcare AARP/UnitedHealthcare is the most popular Medicare Advantage provider with 28% of all enrollment. Plans are well-rated and have affordable premiums and add-on benefits, a valuable combination that could account for AARP/UHC having the largest number of Medicare Advantage enrollees.

Third Party Ratings Humana gets high ratings for customer satisfaction - it came in second in the J.D. Power 2022 U.S. Medicare Advantage Study. Its other ratings aren't as impressive, but still good.

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

How do I qualify for the giveback?

1. Are enrolled in Part A and Part B.
2. Do not rely on government or other assistance for your Part B premium.
3. Live in the zip code service area of a plan that offers this program.
4. Enroll in an MA plan that provides a giveback benefit.

Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you're in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you're always covered for emergency and urgent care.

If you joined a Medicare Advantage Plan during your Initial Enrollment Period, you can change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without a drug plan) within the first 3 months you have Medicare Part A & Part B.