The Venture X is the more premium version of the standard Venture card, carrying a much higher $395 annual fee (as opposed to $95). In exchange for that higher fee, Venture X card holders get an annual $300 travel credit and 10,000 bonus miles (worth at least $100 toward travel).

There are no blackout dates, and your miles won't expire for the life of your account. With Venture X Business, you can enjoy the flexibility to easily use your miles to cover travel purchases that you've made on your card in the past 90 days, essentially reimbursing yourself for the expense.

Miles don't expire Capital One Venture X miles don't have blackout dates or expire for the life of your account. But if you close your account, you will lose any rewards you have not redeemed.

Chip Lupo, Credit Card Writer The Capital One Venture X Rewards Credit Card is hard to get because it requires an excellent credit score of 750 or higher for approval. This requirement may be difficult for the average American to meet, and you'll also need to have a steady income to qualify.

Why should you get the Capital One Venture X? The Venture X offers a better rewards rate on hotels and rental cars compared to the Amex Platinum, so if you spend heavily in these categories, you might prefer the Venture X. And it may be easier to offset the cost of this card given that its annual fee is much lower.

Despite its lower annual fee, the Venture X offers greater rewards for hotels and rental cars and equal rewards for flights booked through Capital One Travel, and it also earns a higher base rate.

75,000 Capital One Miles Statement Credit Value If you redeem your Capital One miles as a statement credit for recent travel purchases, each mile is worth 1 cent for any redemption. This makes the entire 75,000 miles balance worth $750 in redemptions for flights, hotels, cruises, car rentals, and tours.

Drawbacks. High annual fee - You'll have to contend with a high annual fee, but keep this in mind: While the $395 annual fee is high, the travel credits you receive with the Capital One Venture X Rewards Credit Card (including up to $300 in travel credits and $100 worth of miles each year) more than make up for it.

The Capital One Venture Rewards Credit Card and Capital One Venture X Rewards Credit Card offer new cardholders 75,000 bonus miles after spending $4,000 within the first three months of account opening. You can cover recent travel purchases at a rate of 1 cent per mile, making 75,000 miles worth $750 toward travel.

Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel. 1:1 point transfer to leading airline and hotel loyalty programs.

Generally speaking, scores between 690 to 719 are considered good in the commonly used 300-850 credit score range. Scores 720 and above are considered excellent, while scores 630 to 689 are considered fair. Scores below 630 fall into the bad credit range.

What is the credit limit for Capital One Venture card? The minimum credit limit for the Capital One Venture card is $5,000, since it's a Visa Signature card. Typically, the approved credit limit is $10,000 to $25,000. We've seen credit limits as high as $100,000 on the Capital One Venture card, though.