What is Capital One (Credit Card) Venture X?
Capital One Venture X is a credit card that offers a wide range of benefits for frequent travelers and individuals who want to earn rewards on their day-to-day spending. What sets the Venture X apart from other credit cards is its impressive rewards structure and benefits package. With this credit card, you can earn two Venture miles per dollar spent on purchases and five Venture miles per dollar spent on hotel and rental car bookings made through Capital One travel.
In addition, the Venture X offers a generous sign-up bonus of 100,000 miles when you spend $10,000 in the first six months of account opening. These miles can be redeemed for a variety of travel-related expenses such as flights, hotels, car rentals, and more. Additionally, this credit card also offers up to $300 back in statement credits for travel purchases each year.
The Capital One Venture X also provides users with a range of benefits that make traveling more comfortable and convenient. Cardholders get access to a global customer assistance service, travel accident insurance, and auto rental collision damage waivers. There are no foreign transaction fees on this card, making it a great option for international travelers.
Overall, the Capital One Venture X is a credit card that offers great value for anyone who wants to earn rewards on their spending and enjoy a variety of travel-related benefits. With its valuable sign-up bonus, impressive rewards structure, and range of benefits, the Venture X is an excellent choice for those who are looking for a premium credit card experience.
Frequently Asked Questions about capital one (credit card) venture x
Similar to the Chase Sapphire Reserve, the Venture X is denoted as a Visa Infinite credit card and includes a host of protections when using your card: Trip cancellation and interruption insurance: Up to $2,000 per person for you and immediate family members for pre-paid nonrefundable tickets.
The Capital One Venture Card is made of stainless steel and recycled materials and weighs around 16 grams, compared to 5 grams for a traditional credit card made of plastic. Functionally, the metal Capital One Venture Card doesn't work any differently than a plastic credit card, though it will be more durable.
With the Capital One Venture X card, you'll earn Capital One miles, which are transferrable to a variety of airline and hotel partners. This includes exciting partners for booking award travel, including Emirates Skywards, Singapore Airlines KrisFlyer, and Air France/KLM Flying Blue.
Capital One Venture X Rewards Credit Card benefits
- Sign-up bonus.
- Rewards rate (value depends on your spending habits)
- TSA PreCheck/Global Entry statement credit (up to $100)
- Lounge access (value varies based on your usage)
- Anniversary bonus (worth $100)
Both the Venture Rewards Card and VentureOne Rewards Card can be issued as Visa Signature cards. This designation provides an array of perks. You can view a full listing of perks on Capital One's website. In addition to these Visa Signature perks, neither card charges foreign transaction fees.
Is Capital One Venture One a Visa or Mastercard? Capital One VentureOne is a Mastercard. That means it comes with a collection of perks provided by the Mastercard network. You can also use the VentureOne Mastercard in more than 210 countries and territories.
The Capital One Venture Rewards Credit Card offers flexible rewards that can be used for gift cards, merchandise, travel through the Capital One Travel portal and even transfers to Capital One airline and hotel partners.
Rewards. Both cards offer a flat-rate rewards program, which means all purchases earn the same amount of rewards. The VentureOne card earns unlimited 1.25X miles per dollar on every purchase, while the Venture card earns a higher 2X miles per dollar on all spending.
The Capital One Venture card lets you earn unlimited double miles per dollar on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
No foreign transaction fees
Because the Capital One Venture Rewards Credit Card doesn't charge this fee, you won't be charged an extra 3% to 5% on transactions when you use the card internationally. (None of Capital One's credit cards charges foreign transaction fees.)
The Amex Platinum is a better choice for frequent flyers thanks to its extensive lounge access and bonus earning on airline purchases, but if your travels keep you on the ground, you'll likely prefer the lower annual fee and broader earning potential on the Venture X.
Capital One Venture travel benefits
- Global Entry or TSA PreCheck membership fee credit.
- Capital One transfer partners.
- Airport lounge visits.
- Travel insurance and protections.
- Capital One Entertainment and Capital One Dining.
- Consumer protections.
- Visa Signature benefits.
- Eno assistant and virtual credit card numbers.
You can use your card anywhere that accepts the payment network linked to your card. Credit cards using the Mastercard® and Visa® payment networks are generally widely used and accepted across the world. Many U.S.-based credit card issuers, including Capital One, use chip-and-signature technology.
Will My Bank Card Work in Europe? Debit cards with a Mastercard or Visa logo are widely accepted in Europe. American Express is somewhat less common, except at tourist destinations. Most banks charge a foreign transaction fee and/or a currency conversion fee, so it is worth double-checking these costs before departure.
However, the Capital One Venture credit card does require a good credit score to be approved. According to Capital One, the average credit score of approved applicants for the Venture Rewards card is 738. This means that you'll need a credit score of at least 700 to have a good chance of being approved.
Rewards. Both cards offer a flat-rate rewards program, which means all purchases earn the same amount of rewards. The VentureOne card earns unlimited 1.25X miles per dollar on every purchase, while the Venture card earns a higher 2X miles per dollar on all spending.
