Apple Pay works anywhere that takes contactless payments - from vending machines and grocery stores to taxis and subway stations. In apps and online. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance.

The term Apple Pay refers to a mobile contact payment system and digital wallet service offered by Apple. The service allows users to pay for products and services using near-field communication (NFC) at the point of sale whether in person via iOS apps or remotely over the internet.

Safe and When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants.

Apple Pay requires government / regulatory approval and the cooperation of banks and merchant payment processors. It is not available in India at this time.

Available since October 20, 2014, Apple Pay is designed to allow iPhone, iPad, Mac, and Apple Watch users in the United States, the United Kingdom, Australia, Canada, Singapore, Switzerland, Hong Kong, France, Russia, China, Macau, Japan, New Zealand, Spain, Taiwan, Ireland, Italy, Denmark, Finland, Sweden, UAE, Brazil ...

20 October 2014Apple Pay / Initial release date

• What is Apple Pay?
• How to set up Apple Pay?
• The main pros of Apple Pay. Apple Pay transactions are incredibly secure. You don't have to carry a physical credit or debit card with you. Using Apple Pay is free.
• The main cons of Apple pay. It only works with iPhone 6 and above. Not universally accepted by all merchants.

Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.

Apple Pay works anywhere that takes contactless payments - from vending machines and grocery stores to taxis and subway stations. In apps and online. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance.

The NPCI accepts biometrics and data only when they are validated by UIDAI, a government agency, but Apple, on the other hand, stores data within the device through Face ID and Touch ID, which cannot be validated with the external database. That forms a major reason why Apple Pay is not available in India.

Because it is not available there. Apple Pay is subject to regulation by the government and banking industry in each country. It is not available in India at this time.

They are planning to introduce the localised version of the application, customised specially for the Indian market. And these preliminary talks between Apple and NPCI have given momentum, signifying that Apple Pay will soon be launched in India.

The percentage of iPhones with Apple Pay activated was 10% in 2016 and 20% in 2017, according to research from Loup Ventures, as most people seemed perfectly happy with their plastic cards and leather wallets. Adoption nearly doubled again in 2018. It hit 50% by 2020. Now it's around 75% and inching closer to ubiquity.

Mobile payment apps use an encrypted or protected code to shield customers' personal data. This means that customers' real card numbers are never stored on either their personal device or your mobile payment equipment or software. Because of this, payment security is increased and your liability is significantly lower.

Apple Pay success "Apple Pay is increasingly becoming the go-to payment method for consumers and businesses alike," TradingPlatforms.com's Edith Reads noted. "The fact that it has now processed more transactions than Mastercard is a testament to its popularity.

Because it is not available there. Apple Pay is subject to regulation by the government and banking industry in each country. It is not available in India at this time.