JPMorgan Chase is a financial institution that operates in many areas, including investment banking, commercial banking, and retail banking. One of their most well-known products is their credit card...
JPMorgan Chase Sapphire Preferred is a popular credit card offered by JPMorgan Chase Bank. It is part of the Chase Sapphire family of credit cards and is known for its valuable rewards program and travel benefits. Here are some key features and benefits of the Chase Sapphire Preferred credit card:
1. Rewards Program: The Chase Sapphire Preferred card offers the Chase Ultimate Rewards program , which allows cardholders to earn points on their purchases. Cardholders earn 2 points per dollar spent on travel and dining at restaurants worldwide, and 1 point per dollar spent on all other purchases.
2. Valuable Sign-up Bonus: New cardholders can earn a generous sign-up bonus after spending a certain amount within the first few months of account opening. The bonus can be redeemed for travel, gift cards, cash back, or transferred to airline and hotel partners for potentially even greater value.
3. Travel Benefits: The Chase Sapphire Preferred card offers a range of travel benefits , including trip cancellation/interruption insurance, primary rental car insurance, baggage delay insurance, and travel and emergency assistance services.
4. Flexible Redemption Options: Cardholders can redeem their points for a variety of options, including travel bookings through the Chase Ultimate Rewards portal, statement credits, gift cards, and merchandise. By transferring points to Chase's airline and hotel partners, cardholders can potentially maximize their point value for travel.
5. No Foreign Transaction Fees: The Chase Sapphire Preferred card does not charge foreign transaction fees , making it a great option for international travelers.
6. Premium Card Design: The Chase Sapphire Preferred card features a sleek metal design that is often praised for its aesthetic appeal.
7. Insurance and Protections: Cardholders receive various insurance and protection benefits, such as purchase protection, extended warranty protection, and fraud protection.
8. Access to Exclusive Events: Chase Sapphire Preferred cardholders may gain access to exclusive events , experiences, and presale tickets through the Chase Experiences platform.
It's important to note that the specific terms, benefits, and offers may vary over time. It's always a good idea to visit the official Chase website or contact a Chase representative to get the most up-to-date and accurate information regarding the Sapphire Preferred credit card.
The Chase Sapphire Preferred credit card is designed for people with good to excellent credit histories. Meeting the credit requirements and having a favorable credit profile can increase the likelihood of being approved for this card.